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Well-positioned in one of St. Augustine Beach’s most desirable townhome communities, this Sunset Point residence offers a combination of location and low maintenance living, paired with the kind of sunset views that remind you why people choose to live here. Located at 110 Sunset Circle, you are just a short bike ride to the beach and local restaurants, while still enjoying quick access to shopping and everyday conveniences. Built in 2005 and meticulously maintained, this townhome offers just under 2, 200 square feet of heated and cooled living space with 3 bedrooms, 2. 5 bathrooms, and a flexible office nook. The current owner has thoughtfully updated the home, creating a move-in-ready option for buyers who value condition and ease. For those looking for a seamless transition, select furnishings are negotiable as well. The main living area is on the second floor, where natural light fills the space and high ceilings create an open, inviting feel. This level features the primary suite, a half bath, and an open-concept living and dining area that flows well for everyday living. The primary bedroom is generously sized and includes a walk-in closet, double vanity, soaking tub, and a separate tiled shower. The ground level offers two additional bedrooms, a full bathroom, laundry room, and a dedicated office nook. Storage has been well thought out, including custom built-ins that maximize functionality. Outdoor living is just as appealing. With two porches and a west-facing rear exposure, you will have front row seats to some of the best sunsets in the area. The kitchen is well-equipped with quality cabinetry, Corian countertops, and ample storage, offering a practical and comfortable space to cook and gather. Recent updates include a new roof in 2022, interior paint, exterior to be painted June 1st (already paid for), LVP flooring with updated baseboards, new lighting throughout, and plantation shutters that enhance both style and energy efficiency. From a construction standpoint, the home offers peace of mind with concrete block construction on the first floor, and frame construction on the second. All windows are high impact, and the property is located in Flood Zone X where flood insurance is not required. Additional features include a two car garage and HOA covered lawn care, irrigation, community signage, and access to a pavilion, allowing you to enjoy the lifestyle without the upkeep. Positioned in a highly sought-after area, this is a strong opportunity for anyone looking for a well-maintained, turnkey property near the beach without compromising on quality or location. If you have been waiting for the right combination of condition, convenience, and coastal lifestyle, this is one worth seeing in person.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $407,200 | $407,200 | $407,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $518 | $518 | $518 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,507 | $2,641 | $3,409 |
| Total Monthly Payment | $3,117 | $3,251 | $4,019 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.