|
In Poughkeepsie, this home presents an exceptional opportunity with 3 bedrooms, 1 full bath, and two bonus rooms on the lower level, all set on a generous 10, 454 sq ft lot. The property features a one-car garage, an above-ground pool complemented by a nearby 12×12 screened gazebo, and a fully redone kitchen equipped with stainless steel appliances, including a new refrigerator, new dishwasher, and a washer and dryer in fair condition. Perfect for first-time buyers or those looking to downsize. Located in a quiet area yet close to bustling Route 9, you’ll enjoy easy access to shopping at the Poughkeepsie Galleria—the largest mall in Dutchess County—as well as a wide variety of local restaurants such as Mill House Brewing Company, Shadows on the Hudson, Brasserie 292, Cosimo’s Trattoria & Bar, Essie’s, and Crew. For leisure and culture, the nearby Walkway Over the Hudson offers scenic river views and trails, Locust Grove Estate provides historic and botanical charm, and the Mid-Hudson Museum and art centers on the Vassar campus add wonderful friendly options to the mix. Destination Dutchess truly delivers here—nature lovers will appreciate the proximity to Franny Reese State Park for peaceful trails and river overlooks. Commuting is easy via Route 9, with connecting access to US-44, NY-55, and the Mid-Hudson Bridge for broader travel. In short, this property strikes an ideal balance: tucked away in a peaceful enclave yet surrounded by amenities, attractions, and transit options—supporting a vibrant and convenient lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$430,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $344,000 | $344,000 | $344,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $864 | $864 | $864 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,980 | $2,203 | $2,857 |
| Total Monthly Payment | $2,919 | $3,142 | $3,796 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.