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Welcome to the tranquil community of Ridgewood Oaks! NO LOT RENT! Nestled amongst this lovely 55+ community is this meticulously maintained 2 bed, 2 bath home complete with air conditioned Florida room, covered parking, outside shop (also air-conditioned), screened patio and concrete grilling area. Upon arriving at the home you will notice the oversized lot that is situated immediately beside the guest parking, making it incredibly convenient for any guests you may have visiting. This move-in ready home comes with most furnishings and includes: NEW roof (2025), updated water heater (2023) and A/C (2021), manicured landscaping and hardscaping, NEW washer & dryer (2025), shower and tubs resurfaced (2025) and all kitchen appliances. Those who love to cook will appreciate the functional layout of the kitchen with a built-in wall oven, center island with cooktop as well as a spacious pantry. The home features numerous windows throughout that bathe the interior in natural Florida sunshine. Being close to the community center you will be able to enjoy all of the amenities that Ridgewood Oaks has to offer including clubhouse, pool, spa, tennis courts, pickleball courts, shuffleboard and outdoor fitness area. Low HOA and Condo fees include: 24 hour manned and gated security, cable, internet (spectrum), trash, yard waste, irrigation as well as maintenance of common areas and all of the previously mentioned amenities. Commutes are a breeze with I-75, Ellenton outlet mall and multiple dining options all within 1. 5 miles from your front door. Call for your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$244,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $195,920 | $195,920 | $195,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $215 | $215 | $215 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,159 | $1,206 | $1,588 |
| Total Monthly Payment | $1,448 | $1,495 | $1,877 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.