16304 SW 12TH TERRACE, Ocala, FL, 34473 | $282,500

Must See Expanded Melbourne Floorplan Offers A Welcoming Space With Manicured Landscaping And Curb Appeal Greeting You To This Meticulously Kept Home. NEW ROOF 2024 - Located On A Quiet Interior Street, You Will Appreciate This 3/2 With Foyer Entry Leading To Upgraded Vinyl Plank Floors Throughout The Dining, Living, Den, Master Suite, And Guest Rooms. NO CARPET! Enjoy The Additional Family Room/Den BEING used As A Gorgeous Formal Dining Space And Just A Step From Your Own Covered And Screened Rear Porch Enhanced With Electrical Outlet, Fan, and Lights, Beautifully Surrounded By Concrete Edging And Stones. The Original Formal Dining Area And Great Room Are Adjoined To Create One Very Large Living Space That Can Be Used Multiple Ways. A Hightop Breakfast Counter And Separate Dining Nook Further Complement The Open Style Kitchen Boasting Real Wood Cabinetry And New Stainless Appliances. The Spacious Primary Suite Features A Large Walk-In Closet, Dual Vanity Bath With Separate Water Closet And Shower. Two Additional Guest Rooms Are Conveniently Located Off The Foyer. The Inside Laundry Room Includes Extra Cabinetry For Added Storage. This Home Is As Pretty As A Picture And Has Many Little Nuances That Make It Stand Out In A Crowd. All New In 2024: Roof, Water Softener, Water Heater, Microwave, Stove, And Refrigerator. 2025 Additional Upgrades Include Commercial Grade Polyaspartic Coated Garage And Lanai Concrete Floors, Brand New Remote Control Ceiling Fans, Plantation Window Shutters, Garage Ceiling Safety Rack Storage (4X8), New Shelving In All Closets, And Fresh Landscaping With Edging And Rock Accents. A Neutral Color Palette Complements All Interior And Exterior Paint Throughout. Our Well Cared For Gated Community Of SummerGlen Offers Plenty Of Activities For All Interests. Don't Miss Lot 683 - Come See It Before You Decide!

Features

  • Amenities: Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Playground, Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 60 x 120
  • Laundry: Inside, Laundry Room
  • Year Built: 2008
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,836
  • Acreage: 0.17
  • Lot Size: 60 x 120
  • Est. Taxes: $4,176
  • HOA Fee: $390 Monthly
  • Lot Desc: Cleared
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM722327
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM722327/16304sw12thterrace_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 3:17:11 PM)
Listing courtesy of DISCOVER FLORIDA REALTY GROUP   Phone: 352-572-5289

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

16304 SW 12TH TERRACE, Ocala, FL, 34473

$282,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $226,000 $226,000 $226,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $348 $348 $348
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,392 $1,427 $1,877
Total Monthly Payment $1,815 $1,850 $2,300

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.