1840 12TH STREET, Clermont, FL, 34711 | $580,000

PRICE: Construction comparables indicate a price of $580, 000, while land comparables suggest a value of $697, 428. LAND LOT: Situated on an 18, 045-square-foot lot, stands this beautiful 2, 711-square-foot home, featuring 3 bedrooms, spacious living areas, and a beautifully renovated swimming pool. NO CDD. NO HOA: Free from the restrictions of a Homeowners Association (HOA). The financial savings realized by avoiding monthly HOA fees—combined with the flexibility to use the property as a primary residence, for long-term rentals, for short-term rentals, or for a combination of these uses—make acquiring this property both economically profitable and highly attractive. RECENT INVESTMENT: Interior improvements have modernized the property, integrating the social areas with the kitchen to create a perfect space for gathering with family and friends. LOCATION: Just 1. 6 miles from Downtown Clermont. New roadways currently under construction provide a quick connection to Wellness Ridge, where some of the country's leading homebuilders are developing comprehensive projects that enhance property values in neighboring communities. Accessible to Orlando, Minneola, Kissimmee, and Ocala, among other destinations. ADU FEASIBILITY: The attached preliminary information obtained from Lake County indicates the potential feasibility of constructing an ADU (Accessory Dwelling Unit)—specifically, one or two apartments. (See attached document). Rental income from this unit could cover a significant portion—or even the entirety—of the mortgage payment, or serve as a source of additional income, depending on the specific circumstances. ADDITIONAL AMENITIES: Designed for both relaxation and entertainment, the master suite features an updated bathroom, creating a private sanctuary, while a new water heater ensures year-round efficiency. The home boasts a screened-in covered patio, all surrounded by lush greenery. Thanks to a dedicated parking space for RVs or boats, there is ample room to store all your recreational toys and adventure gear. Experience the best of the Florida lifestyle in an established neighborhood, just steps away from the Clermont Chain of Lakes. This exceptional gem offers space, upgrades, and a prime location.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1972
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,521
  • Acreage: 0.41
  • Est. Taxes: $2,012
  • Elem. School: Cypress Ridge Elem
  • Middle School: East Ridge Middle
  • High School: Lake Minneola High
  • Pool: In Ground
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Refrigerator
  • MLS#: S5147094
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/S5147094/184012thstreet_clermont_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2026 3:16:06 AM)
Listing courtesy of LA ROSA REALTY KISSIMMEE   Phone: 407-930-3530

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1840 12TH STREET, Clermont, FL, 34711

$580,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $464,000 $464,000 $464,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.730%
Monthly Tax Payment $168 $168 $168
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,779 $2,895 $3,789
Total Monthly Payment $3,039 $3,155 $4,049

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.