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613 Balibay Dr, Apollo Beach, FL 33572 | 5 Bedrooms | 4 Bathrooms | 3, 977 Sq Ft | 3-Car Plus Garage | Pool and Spa | Canal Front | Dock with dual Lift
Most buyers never make it inside Bay Estates. It is a gated enclave within MiraBay, tucked behind the main gate, where the lots exceed 100 feet and every home is a one-of-a-kind custom build by an award-winning builder. This is one of those homes. A John Cannon Cape Cod on a saltwater canal with direct access to Tampa Bay -- nearly 4, 000 square feet across 2 levels, and it shows from the moment you pull into the paver driveway.
The great room stops you. Soaring ceilings, dramatic tray ceiling detail, custom chair rail and crown molding, plantation shutters, and sliding glass doors that frame the canal like a painting. Luxury wood look, long plank, vinyl flooring runs the main level and doors open from the great room, primary suite and kitchen directly to the lanai, so the inside and outside are never really separate.
The kitchen was built to host. Double islands with quartz countertops, a SubZero-style refrigerator, double ovens, stainless appliances, wood cabinets with crown molding, a built-in wine rack, and a ceramic sink. Culligan whole-home water purifier and reverse osmosis drinking system in place. Whole-home RJ-45 network and JBL in-wall surround sound throughout.
Three Bedrooms, living, dining and a flex space are on the first floor, including the primary suite with tray ceilings, wood flooring, French doors to the lanai, two custom walk-in closets, dual vanities, a jacuzzi tub, and a walk-in shower with multiple shower heads and a built-in bench. Upstairs, the bonus room/loft has a wet bar, mini fridge, bead board, and a balcony looking straight down at the pool and canal. Two bedrooms flank it, both with front and back views from balcony access. A spiral staircase takes you to a third-level loft -- a private oasis above it all.
Then there is the backyard. Travertine pavers surround a heated pool and 10-person spa built in 2019, complete with fountains, Jandy LED lighting, and underwater barstools. The outdoor kitchen features all you need for entertaining-- Blaze natural gas grill, ice maker, refrigerator, storage drawers, LED lighting, JBL outdoor speakers. At the dock, a 25, 000 lb boat lift handles anything you want to put on it. Combined with a tandem jet ski lift -- a grandfathered setup no longer permitted under current regulations -- this dock cannot be replicated anywhere on the market today. Seawall replaced 2021.
This home has been maintained and upgraded to a standard most custom homes never reach. Generac 24kW whole-home generator covers the house and all lift systems. Both Jandy variable speed pumps and all ten pool lights replaced. New AC (2021), hot water heater (2021), Haiku fans throughout, full repaint (2022). Active service contracts on HVAC, water, pool, and generator. The oversized garage fits three cars plus a golf cart or fourth vehicle and is finished with epoxy floors, new openers, and SafeRacks shelving.
MiraBay Bay Estates is the kind of address that takes years to find and rarely comes available. Enjoy full access to the Mirabay Amenities including Two heated pools, 24-hour fitness center, tennis, pickleball, basketball, kayak launch, and golf cart access to MiraBay Village. CDD covers community seawalls. US-41, I-75, Tampa, MacDill AFB, and the Gulf are all within easy reach. Schedule your showing before someone else does.
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Our Executive Mortgage Banker:
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$1,999,000
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Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,599,200 | $1,599,200 | $1,599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.218% | 6.133% | 6.183% |
| Monthly Tax Payment | $661 | $661 | $661 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $9,460 | $9,588 | $13,495 |
| Total Monthly Payment | $10,245 | $10,373 | $14,280 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.