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HIGHEST & BEST DUE SUNDAY 4/19 by 4pm. 12 Vail Rd in Bethel CT offers true one-level living, a flexible layout, and a highly convenient location close to shopping, dining, and I-84. This stylish Ranch boasts 3 bedrooms, 2 full bathrooms and an open concept layout with vaulted ceilings and skylights, creating a bright and inviting space filled with natural light. A beautiful stone fireplace with wood stove insert serves as a focal point, adding warmth and character. The eat-kitchen offers ample cabinetry and storage, SS appliances, pantry, island and flows seamlessly into the main living space extending through the 3 season sun room. This home is ideal for everyday living and entertaining and the freshly painted interior provides a clean, updated feel throughout. Primary bedroom features vaulted ceiling, 2 closets and bathroom with walk in shower. The partially finished lower level provides flexibility for a home office, gym, or playroom, plus additional storage. Set on a private, flat lot, the outdoor space is fully usable and features a trex deck, shed, playscape, flagpole, and tree swing. Additional highlights include central air, tankless water heater, newer washer and dryer, town sewer services (buyer to assume remaining balance of assessment at closing). Conveniently located near Route 6, Target, Starbucks, and major commuting routes!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Main | |
| Bedroom 2 | Main | |
| Dining Room | Main | |
| Kitchen | Skylight,Vaulted Ceiling,Granite Counters,Island,Pantry,Hardwood Floor | Main |
| Living Room | Wood Stove,Hardwood Floor | Main |
| Primary Bedroom | Vaulted Ceiling,Full Bath | Main |
| Rec/Play Room | Wall/Wall Carpet | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.500% | 5.691% |
| Monthly Tax Payment | $737 | $737 | $737 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,532 | $2,670 | $3,495 |
| Total Monthly Payment | $3,361 | $3,499 | $4,324 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.