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PARADISE FOUND!!! Affectionately known as Bull Creek Manor, this nearly one-acre property sits atop a high bluff just off the Ashley River. Surrounded by Live Oaks draped in Spanish Moss, along with Magnolias, Azaleas, and Camellias, this estate with its scenic vistas evokes the beauty of Magnolia Gardens and Middleton Place just down the road. Privacy and tranquility are unmatched, with constant river breezes and abundant wildlife day and night. Enjoy beautiful sunrises and morning coffee listening to the birds from the covered patio or second-floor balcony. In the evening, unwind by the firepit watching majestic moon rises--this is Lowcountry outdoor living at its finest. THE HOME: Originally built in 1932 and expanded in 1972, this 4-bedroom, 2. 5-bath residence showcases classic Southern architecture, highlighted by grand columns and a handcrafted chimney built from bricks salvaged from historic St. Matthews Church which burned in 1965. The main level offers three bedrooms, while a private fourth bedroom above the main house features its own loft/living area and balcony overlooking Bull Creek--ideal for guests, rental potential, or flexible living. This floorplan could very easily be split into separate units for AirBNB or rental with the addition of an upstairs shower. Prior to listing, the home was thoroughly inspected and all items were addressed. A brand-new HVAC system, including all new ductwork, has been installed. In addition, the home has been freshly painted inside and out!!!! THERE IS NO HOA, and the property is zoned for both residential and commercial use, offering exceptional flexibility. Ample parking is already in place for business vehicles, boats, campers, or trailers. Come see this home today!!! Rare opportunities like this don't come very often in Charleston.
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Our Executive Mortgage Banker:
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$800,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $640,000 | $640,000 | $640,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,941 | $4,041 | $5,315 |
| Total Monthly Payment | $4,033 | $4,133 | $5,407 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.