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Waterford's best kept secret. Private beach community!! Set in one of Waterford's most sought-after coastal communities, Millstone Point stands apart as a truly exceptional neighborhood. Residents enjoy access to three private beaches, a marina, and a charming setting of well-established homes where golf carts are a common and welcome way to explore the quiet streets. Located at the end of a cul-de-sac and just a short distance from the main beach, this custom-built ranch offers the ease of one-level living with a thoughtfully designed multigenerational layout. The home features four bedrooms and three-and-a-half baths, highlighted by quality craftsmanship and unique details throughout-including a striking see-through fireplace connecting the dining area and spacious family room. Rich Brazilian hardwood floors add warmth and elegance across the home. An attached accessory dwelling unit (ADU) provides ideal space for extended family or guests, offering both privacy and comfort within this peaceful setting. Outdoor living is just as inviting, with a private rear patio, an additional front patio, and a welcoming front porch to enjoy the coastal surroundings. Completing the property are two separate garages, adding convenience and flexibility. This is a rare opportunity to own in a truly special seaside community. This home will be sold AS IS.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | Main |
| Bedroom 2 | Ceiling Fan,Hardwood Floor | Main |
| Dining Room | Wide Board Floor | Main |
| Eat-In Kitchen | Book Shelves,Built-Ins,Granite Counters,Island,Sliders,Tile Floor | Main |
| Eat-In Kitchen | Vinyl Floor | Main |
| Family Room | Balcony/Deck,Built-Ins,Fireplace,Sliders,Wide Board Floor | Main |
| Full Bath | Stall Shower | Main |
| Full Bath | Double-Sink,Stall Shower,Laundry Hookup | Main |
| Half Bath | Built-Ins,Laundry Hookup,Vinyl Floor | Main |
| Living Room | Ceiling Fan,Combination Liv/Din Rm,Fireplace,Wide Board Floor | Main |
| Living Room | Balcony/Deck,Hardwood Floor | Main |
| Primary Bath | Stall Shower | Main |
| Primary Bedroom | Hardwood Floor | Main |
| Primary BR Suite | Ceiling Fan,Full Bath,Hardwood Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $700,000 | $700,000 | $700,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $758 | $758 | $758 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,975 | $4,310 | $5,907 |
| Total Monthly Payment | $4,825 | $5,160 | $6,757 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.