Don't miss this chance to own a beautiful fully renovated canal-front haven offering effortless access to majestic Dunns Creek, Crescent Lake and the St. Johns River. New 70 plus foot bulkhead and ample docking deck, so you can add the lift that accommodates your vessel! This home offers 3 Bed/2 Bath, split, open concept floorplan. Covered open front porch, carport, and large screened back porch overlooking the water. Renovations include, beautiful new kitchen w/solid wood, soft close cabinets, peninsula open island, bar seating for 6, and custom laminate counters, new electric stove, gently used French door refrigerator, and dishwasher. New paint, LVP and carpet throughout home. The owner's suite boasts, large bedroom with walk-in closet, bath with new large shower, commode, beautiful 5' granite top vanity, & large corner soaker tub. Ample size 2nd and 3rd beds, eye catching hall bath, new vanity and large walk-in shower. Relax with your coffee on your large, screened porch Continue! while viewing the birds, fish jumping, turtles laying eggs, and of course a gator now and then will take a peep at you! Florida lifestyle and fishing at its best in this small community fishing town. Major bass master tournaments a couple times a year, and regular local tournaments. Roof 12 years, HVAC 2019. County water and sewer coming soon, with meters already installed to designated homes. Two storage buildings complete this move in ready property. Enjoy a great River ride to Lake George, Salt Run, and Silver Glen, while stopping for snacks along the St. Johns at Welaka and Georgetown's wonderful eateries. Palatka downtown is a plus, just minutes away, wonderful shopping, eating, antiques and home décor! For investors, rental and Airbnb welcome, no HOA, perfect for your vacation home living! Boat launches nearby! Beautiful St. Augustine and beaches only 30 minutes away! A must-see property! Owner, Licensed Real-estate Agent
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Our Executive Mortgage Banker:
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$269,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $215,920 | $215,920 | $215,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.730% |
| Monthly Tax Payment | $176 | $176 | $176 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,293 | $1,347 | $1,763 |
| Total Monthly Payment | $1,544 | $1,598 | $2,014 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.