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5 (+/-) PRIVATE ACRES | NO HOA | ASSUMABLE LOW FIXED-RATE MORTGAGE | NEW ROOF | ONLY TWO OWNERS | MOTHER-IN-LAW SUITE | RENOVATED KITCHEN & UPDATED BATHROOMS | DETACHED 920 SQ. FT. DRIVE-THROUGH FLEX BUILDING | RV HOOKUP | MAJESTIC OAK TREES
If you’ve been searching for room to breathe, room to grow, and room to create your own vision of country living, this exceptional 4. 86-acre property with no HOA in Clermont, FL may be exactly what you’ve been waiting for. ***Even more remarkable, it offers something that is increasingly difficult to find in today’s market—an assumable mortgage @ 2. 375%. *** Qualified owner-occupant buyers may have the opportunity to assume the existing low fixed-rate mortgage which is subject to lender qualification and approval (Ask the listing Realtor for additional details). Lovingly maintained by only two owners throughout its history, this custom-built 4-bedroom, 3-bath home offers 2, 799 square feet of thoughtfully designed living space that blends comfort, flexibility, and functionality. At the heart of the home, the beautifully renovated kitchen features elegant cabinetry, gleaming quartz countertops, and abundant workspace for everyday living and entertaining. Updated bathrooms throughout the home provide modern comfort, while the spacious primary suite serves as a private retreat with a spa-inspired bathroom and a unique walk-in closet that also functions as a secure safe room. The flexible floor plan includes multiple living areas, formal living and dining spaces, and a private mother-in-law suite, making it ideal for multigenerational living, extended family, guests, or a dedicated home office. A bonus space within the oversized attached garage provides additional flexibility for a craft room, hobby area, or storage. Step outside and imagine the possibilities—create your dream outdoor entertaining space, start a hobby farm, or simply relax and take in the beauty of the majestic oak trees and rolling pasture views. In addition to the main residence, the property features a detached 920-square-foot, two-story drive-through flex building constructed of cinder block and stucco. Equipped with electricity, water, four windows, four new skylights, a wall-unit A/C, two ceiling fans, and an attic/exhaust fan, this versatile building is ideal for a workshop, hobby space, recreational storage, or future customization. The property also includes an RV hookup with the potential to restore three additional RV hookup locations. Thoughtful improvements completed by the current owners include a new roof (2025), luxury vinyl plank flooring throughout the home (2021), a water softening system (2021), and both septic systems pumped and serviced (2026). A front entrance gate with remote access, road frontage fencing, and a privacy fence bordering a neighboring property enhance both privacy and functionality. Located in the desirable Sugarloaf Mountain Corridor, one of Central Florida’s most sought-after rural areas, this property offers convenient access to shopping, dining, hospitals, local boating, fishing and cycling attractions, and the Florida Turnpike. Orlando’s world-famous attractions are approximately 35 minutes away. Properties offering this combination of acreage, privacy, versatility, convenience, and the opportunity to assume an existing low fixed-rate mortgage have become increasingly rare in today’s interest-rate environment.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $790,080 | $790,080 | $790,080 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.277% | 6.223% | 6.203% |
| Monthly Tax Payment | $443 | $443 | $443 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,674 | $4,801 | $6,667 |
| Total Monthly Payment | $5,209 | $5,336 | $7,202 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.