6 OAKLEAF WAY, Palm Coast, FL, 32137 | $310,000

Assumable mortgage at an incredible 2. 99% interest rate—a rare opportunity! Must see to appreciate this quality-built block home with impressive upgrades and an exceptional, well-designed layout. Beautifully maintained 5-year-new home offering 3 bedrooms, 2 bathrooms, and 1, 314 sq ft of living space, plus over 160 sq ft of extended screened patio that seamlessly expands your living area for true indoor-outdoor Florida living. Built with solid block construction by Holiday Builders (Milestone Series, Cordova model), this home showcases thoughtful upgrades, 10-foot ceilings, and stylish modern finishes throughout.

The kitchen is a standout, featuring granite countertops, a large island perfect for entertaining, solid wood cabinetry, and upgraded lighting that adds a warm, modern touch. Luxury vinyl plank flooring flows throughout the main living areas, creating a clean and cohesive design.

Step outside through tall sliding glass doors that open wide to your extended screened, covered patio—an ideal space to relax, entertain, or enjoy peaceful evenings year-round. The fully fenced backyard sits on an oversized lot, offering added space, privacy, and flexibility. Tasteful pavers have been added to the driveway, expanding parking space while enhancing curb appeal. Additional exterior upgrades include whole-house gutters, a reclaimed-water irrigation system, and meticulously maintained landscaping with lush palms that create a true Florida oasis.

Enjoy an unbeatable lifestyle with walking and biking trails just steps from your back door, perfect for morning strolls or evening rides, plus access to a resort-style pool and pavilion within the community. Located in a highly desirable HOA community featuring sidewalks and street lighting. Just minutes to Flagler and Crescent Beaches, with quick access to US-1 and I-95, and only about 20 minutes to historic St. Augustine.

This home also includes a transferable builder’s warranty, offering added peace of mind.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,314
  • Acreage: 0.14
  • Est. Taxes: $5,057
  • HOA Fee: $429 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range
  • MLS#: FC317676
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC317676/6oakleafway_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/16/2026 6:09:00 PM)
Listing courtesy of Dalton Wade Inc   Phone: 888-668-8283

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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6 OAKLEAF WAY, Palm Coast, FL, 32137

$310,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $248,000 $248,000 $248,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $421 $421 $421
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,467 $1,507 $2,010
Total Monthly Payment $1,963 $2,003 $2,506

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.