Presented by
The One Team |
816 Main Street, Islip, NY, 11751 | $599,000
Gorgeous and charming 2-bedroom, 1. 5-bath ranch ideally located close to town, beaches, library, and train station. This beautifully maintained home features hardwood floors throughout and ductless air conditioning for year-round comfort. A full attic offers excellent potential for future expansion, while the full basement—partially finished with outside entry—provides additional living and storage space. The stunning chef’s kitchen is complete with granite countertops and high-end finishes, complemented by newly updated bathrooms (2021). Recent upgrades include Andersen windows, siding, and roof, along with new patio sliders, ensuring both style and efficiency. A beautiful brick fireplace adds warmth and character to the living space, and all solid wood interior doors enhance the home’s quality craftsmanship. Additional improvements include a new furnace and hot water heater (2017) and an automatic garage door opener for added convenience. Step outside to a custom deck and patio redone in 2023, surrounded by lush perennial gardens. Additional highlights include a 9-zone in-ground sprinkler system with Hydrawise app control and a PVC fence for added privacy. True taxes: $12, 817. 04 before Basic STAR rebate.
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full / 1 half
- Style: Ranch
- Year Built: 1950
- Garage: 1.5-car
- Heating: Oil
- Cooling: Ductless
- Basement: Full
- Approx Sq. Feet: 1,500
- Acreage: 0.23
- Est. Taxes: $12,817
- Elem. School: Maud S Sherwood Elementary School
- Middle School: Islip Middle School
- High School: Islip High School
- School District: Islip
- Appliances: Dishwasher, Dryer, Gas Cooktop, Gas Oven, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 977738
- Days on Market: 11 days
- Website: https://www.raveis.com
/prop/977738/816mainstreet_islip_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The One TeamSales Associates
OneandCompany@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1724767
203.305.5736
Kevin.DeTullio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
816 Main Street, Islip, NY, 11751
$599,000
The One Team
Sales Associates
William Raveis Real Estate
Phone: 860.850.0500
OneandCompany@raveis.com
Kevin DeTullio
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $1,068 | $1,068 | $1,068 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,835 | $2,951 | $3,913 |
| Total Monthly Payment | $3,995 | $4,111 | $5,073 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535