3954 MCCLELLAND ROAD, St. Cloud, FL, 34772 | $648,000

BACK ON THE MARKET & BETTER THAN EVER! Buyer's financing fell through. This incredible property is back on the market. Highly Motivated Sellers. Recently installed a new pool pump and ready for the summer. The A/C was recently serviced keeping you cool in these Florida summers.

The open-concept interior is a masterpiece of design, bathed in natural light and featuring high ceilings that create an airy atmosphere. The home has been curated with premium finishes, including designer wood-look flooring and a neutral color palette that complements any style. The chef’s kitchen serves as the true heart of the home, boasting sleek custom cabinetry, high-end appliances, and an oversized center island that is perfect for morning coffee or hosting large holiday gatherings.

Retreat to the primary suite, a sanctuary designed for ultimate relaxation with its spacious layout and spa-inspired ensuite bath. While the interior is breathtaking, the outdoor amenities are equally impressive. Step outside to discover your own personal playground with room to roam, garden, or simply enjoy the Florida sunsets. The property features a detached carport and workshop—a dream come true for hobbyists or those needing secure, covered storage for boats, trailers, and RVs.

With no HOA restrictions and a location that offers both seclusion and convenient access to the best of Central Florida, this property is a rare find for the discerning buyer seeking space, privacy, and impeccable style.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2005
  • Garage: 2-car Boat, Circular Driveway, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,177
  • Acreage: 4.8
  • Est. Taxes: $2,373
  • Elem. School: Canoe Creek K-8
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pool: Deck, Gunite, In Ground, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: S5147612
  • Days on Market: 46 days
  • Website: https://www.raveis.com
    /prop/S5147612/3954mcclellandroad_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/28/2026 9:32:09 PM)
Listing courtesy of CENTURY 21 WOLF'S CROSSING REALTY   Phone: 407-449-0000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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3954 MCCLELLAND ROAD, St. Cloud, FL, 34772

$648,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $518,400 $518,400 $518,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $198 $198 $198
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,105 $3,234 $4,270
Total Monthly Payment $3,395 $3,524 $4,560

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.