441 LUCERNE AVENUE, Tampa, FL, 33606 | $1,925,000

One or more photo(s) has been virtually staged. An exquisite manse awaits your inspection. Nestled in the highly sought-after Davis Islands community, this home offers an exceptional blend of waterfront charm and urban convenience. Located just minutes from Downtown Tampa, residents enjoy easy access to world-class dining, shopping, and entertainment—all within a picturesque, tree-lined island setting……

THIS RESIDENCE PRESENTS a compelling opportunity to reimagine and elevate a home in one of Tampa’s most sought after waterfront neighborhoods. With a generous layout, solid construction, and expansive living spaces, the property provides an exceptional canvas for renovation—whether pursued immediately or thoughtfully over time……

OUTSTANDING FEATURES with a desirable split-bedroom floor plan, highlighted by a spacious primary suite on the main level. The suite offers two walk-in closets and a light-filled bath with dual vanities, a walk-in shower, jetted garden tub, and private water closet……

A MAGNIFICENT FOYER creates a grand first impression, with space for a seating area and a striking spiral staircase leading to additional bedrooms and a versatile upstairs media or family room. A built-in desk and cabinetry provide an ideal homework or work-from-home space……

The FORMAL DINING ROOM AND OFFICE, both featuring coffered ceilings, add architectural interest and flexibility. The central living area flows seamlessly from the family room to the kitchen, with informal dining overlooking the rear deck and backyard. Bedrooms two and three feature ensuite baths, enhancing comfort and privacy……
THIS IS A FORECLOSURE, so there is not any present owner to give us the history of updates or defects. However, previous listings indicate recent updates include a 2019 roof, a 2020 AC unit, and two electric water heaters replaced in 2022. . . . . .
A RARE OPPORTUNITY in an established, highly coveted neighborhood, the home’s scale, natural light, and architectural framework offer exceptional flexibility—whether refreshed for immediate enjoyment or transformed into a fully customized luxury residence. Surrounded by multimillion-dollar homes, the potential here is undeniable.

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Lot Size: 73 x 127
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Year Built: 1998
  • Garage: 2-car Circular Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 5,157
  • Acreage: 0.21
  • Lot Size: 73 x 127
  • Est. Taxes: $20,700
  • Elem. School: Gorrie-HB
  • Middle School: Wilson-HB
  • High School: Plant-HB
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: TB8496743
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /eprop/TB8496743/441lucerneavenue_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 4:04:28 PM)
Listing courtesy of SUNRAYE   Phone: 727-644-9183

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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441 LUCERNE AVENUE, Tampa, FL, 33606

$1,925,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,540,000 $1,540,000 $1,540,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.361% 6.183%
Monthly Tax Payment $1,725 $1,725 $1,725
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,233 $9,482 $12,995
Total Monthly Payment $11,083 $11,332 $14,845

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.