252 SHADY OAKS CIRCLE, Lake Mary, FL, 32746 | $575,000

Welcome home to Cardinal Oaks Cove — one of Lake Mary's best-kept secrets with no HOA or CDD! Tucked along quiet, tree-lined streets in a golf cart-friendly neighborhood, this 4-bedroom, 2-bath POOL home checks every box and then some.

High ceilings and skylights brighten the open interior with natural light throughout the day. The kitchen and family room are separated by a fireplace that serves as a stunning architectural half-wall. It's the kind of feature that makes cold Florida winter evenings feel genuinely cozy. A formal dining room and living room provide additional space for entertaining.

The split floor plan delivers real privacy and flexibility. The spacious primary suite features a walk-in closet, en-suite bath with a soaking tub and separate shower, and a connecting door to an adjacent bedroom that can serve as a nursery, gym, or home office. On the other side of the home, two additional bedrooms share a second full bath.

Out back, your own private retreat awaits. A spacious covered patio extends your living outdoors, flowing into the fully fenced backyard centered on a beautiful pool — perfect for morning swims, weekend entertaining, or simply unwinding at the end of the day. The oversized two-car garage goes beyond just parking — with room left over for a hobbyist, the weekend mechanic, or anyone who needs a workspace at home.

A-rated schools, mature landscaping, and a location that puts restaurants, shopping, and entertainment just minutes away. Come put your personal touch on this home!

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1988
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,362
  • Acreage: 0.33
  • Est. Taxes: $2,816
  • Elem. School: Lake Mary Elementary
  • Middle School: Greenwood Lakes Middle
  • High School: Lake Mary High
  • Pool: Gunite, In Ground
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Range Hood
  • MLS#: O6398379
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/O6398379/252shadyoakscircle_lakemary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/2/2026 10:34:51 AM)
Listing courtesy of PETER DIETZEL PROPERTIES LLC   Phone: 407-468-1000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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252 SHADY OAKS CIRCLE, Lake Mary, FL, 32746

$575,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $460,000 $460,000 $460,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $235 $235 $235
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,755 $2,870 $3,789
Total Monthly Payment $3,082 $3,197 $4,116

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.