20800 RIVER DRIVE, #A31, Dunnellon, FL, 34431 | $242,500

Experience the ultimate waterfront lifestyle at this fully furnished two-bedroom, 830 sf WATERFRONT condo, nestled along the scenic Withlacoochee River—just a short paddle to the Rainbow River. This desirable corner unit boasts an extra window for abundant natural light, a spacious loft, beautiful real wood floors, and a screened patio with panoramic river views, creating the perfect private retreat.

Recent Upgrades Include:
Brand new 1. 5-ton Carrier air conditioning system with a 10-year warranty for reliable, efficient comfort year-round.
New combo washer and dryer for added convenience and modern living.
New walk-in shower, offering a fresh, spa-like bathroom experience.
FEATURES:
High-quality real wood flooring throughout the main living areas and bedroom, adding warmth and timeless elegance.
Screened Patio with panoramic Riverview: Relax and enjoy stunning views of the Withlacoochee River, pool, and spa from your private screened patio.
Corner Unit: Extra window provides plenty of natural light and an open, airy feel.
Fully Furnished: Move-in ready with all furnishings included for an effortless transition.
Community Amenities:
Boat Slips and Docks: Extensive docks with over 300 feet of riverfront access, perfect for fishing, boating, or kayaking adventures.
Fish Washing Station for easy clean-up after a day on the water.
Barbecue Grills ideal for casual cookouts with friends and family.
Solar Heated Inground Swimming Pool and Built-in Hot Tub surrounded by majestic oaks and cypress trees—perfect for relaxation.
Investment Opportunity:
While currently enjoyed as a private retreat by the owner, this condo has been successfully rented in the past and offers attractive income-producing potential with low HOA fees.
Don’t miss this rare chance to own a piece of paradise on the Withlacoochee River!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 3
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: In Kitchen
  • Complex: LANDINGS WITHLACOOCHEE OR 1272/1072
  • Year Built: 1985
  • Common Charge: $422 Monthly
  • Approx Sq. Feet: 730
  • Acreage: 0.02
  • Est. Taxes: $3,294
  • Water Front: Yes
  • Elem. School: Dunnellon Elementary School
  • Middle School: Dunnellon Middle School
  • High School: Dunnellon High School
  • Pool: Heated, In Ground
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dryer, Range, Refrigerator, Washer
  • MLS#: OM721935
  • Days on Market: 69 days
  • Website: https://www.raveis.com
    /prop/OM721935/20800riverdrive_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 11:32:07 PM)

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Geena.Becker@raveis.com

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Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

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20800 RIVER DRIVE, #A31, Dunnellon, FL, 34431

$242,500

The Geena Becker Team

Luxury Properties Specialist

William Raveis Real Estate

Phone: 860.983.4446

Geena.Becker@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $194,000 $194,000 $194,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $275 $275 $275
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,162 $1,225 $1,611
Total Monthly Payment $1,511 $1,574 $1,960

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.