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Filled with natural light, this two bedroom, one bath townhome features warm wood flooring throughout and a comfortable, functional layout designed for year round living. The main living area offers a cozy fireplace, complemented by a pellet stove for added efficiency and comfort during the colder seasons. The tile bathroom provides a solid foundation, while the home presents an opportunity to add your own personal touches with some cosmetic updates. Well maintained and move in ready, it offers the perfect balance of livability today with potential to enhance over time. Step outside to enjoy multiple decks overlooking a private, wooded backyard which is ideal for relaxing, entertaining, or simply taking in the peaceful surroundings that make the area so desirable. A blacktop driveway adds convenience and easy access year-round. Washer and dryer hook-up in full basement with plenty of storage areas. Whether you're searching for a full-time residence, a weekend escape, or an investment opportunity, this property captures the essence of upstate living with comfort, charm, and room to make it your own. Buyer to do due diligence and verify all information.
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Our Executive Mortgage Banker:
$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $148,000 | $148,000 | $148,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $557 | $557 | $557 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $899 | $934 | $1,229 |
| Total Monthly Payment | $1,531 | $1,566 | $1,861 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.