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Welcome to this well-maintained 3-bedroom, 2. 5-bath semi-attached residence located in the heart of Bellerose within School District 26. This property is a legal two-family home with C/O and is currently configured as a spacious single-family residence, offering flexible living arrangements and long-term value potential.
The home features several recent upgrades designed to improve comfort, efficiency, and long-term savings. A fully transferable solar energy system installed in November 2025 includes a 10-year watertight roof guarantee. The property benefits from a solar tax abatement program starting Q1 2026, annual property taxes may be reduced to approximately the low-$4, 000 range (subject to verification with NYC)
The home is equipped with six high-efficiency Daikin heat pump and A/C units providing year-round climate control. Energy-efficient Low-E windows were installed throughout the second floor in August 2025, including a triple-pane and a picture window in the primary bedroom. A brand-new porch roof was also installed in November 2025.
The main level offers a bright and inviting open-concept layout featuring an oversized living room, full dining area, and a conveniently located full bathroom. The updated kitchen includes granite countertops, custom cabinetry, a vent hood, and newer LG and Frigidaire appliances, with direct access to the backyard.
The second floor features three well-proportioned bedrooms and a second full bathroom. The fully finished basement provides additional flexible living space and includes a half bathroom and separate entrance. An insulated attic with plywood flooring offers generous storage.
Step outside from the kitchen to a sunny south-facing fenced backyard, ideal for gardening, relaxing, or entertaining. The property also includes stainless-steel entry canopies over both the front and rear entrances. On-street parking is available. Shared driveway leads to a detached garage suitable for storage, workshop, or hobby use.
Conveniently located near the LIRR for an easy commute to Manhattan, with convenient access to major highways, shopping, restaurants, and everyday conveniences.
All information is deemed reliable but not guaranteed. Buyers are encouraged to independently verify all information.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
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Our Executive Mortgage Banker:
$799,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,999 | $639,999 | $639,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,786 | $3,993 | $5,226 |
| Total Monthly Payment | $3,878 | $4,085 | $5,318 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.