16 EWING STREET, Saint Augustine Beach, FL, 32080 | $899,000

St. Augustine Beach furnished duplex just a short walk to the beach offering two fully renovated 3BR/2BA units—each with its own garage, in-unit laundry, and excellent income potential. Income-producing coastal duplex just minutes from Historic Downtown St. Augustine.
This fully renovated property features two separate units, each with private entrances, a one-car garage, and in-unit laundry—a rare combination for beach-area duplexes and highly desirable for both owners and tenants.
Tucked away on a quiet dead-end street, the property offers a peaceful setting while remaining incredibly convenient—just a short walk to the beach and approximately a 5-minute drive to Historic Downtown St. Augustine with its restaurants, shops, and attractions.

Extensively updated inside and out, the duplex features new Hardie Board siding, a new roof, new HVAC systems with Nest thermostats, new electrical panels, repiped plumbing, new water heaters, updated lighting, new interior doors, keyless entry systems, and durable LVP flooring throughout.
Both kitchens have shaker cabinetry, granite countertops, stainless steel appliances, and coastal blue backsplash accents, while the bathrooms have been fully refreshed with new tile, vanities, and fixtures.
The downstairs unit includes a screened lanai and fenced yard, perfect for relaxing after a day at the beach, while the upstairs unit enjoys a spacious balcony ideal for catching the ocean breeze and sunrise views.
With two separate living spaces, this property is ideal for long-term rental income, owner-occupant house hacking, or multigenerational living in one of the most desirable coastal markets in Northeast Florida. Sold fully furnished for turnkey rental potential and located in a strong coastal rental market with consistent demand.
A rare opportunity to own a St. Augustine Beach duplex investment property just a short walk to the ocean and minutes from historic downtown.
An additional adjacent parcel located at 14 Ewing St. is available but not included in the listed purchase price. Seller may consider negotiating the inclusion of the lot. If the Buyer elects to purchase only the duplex, the additional parcel will be subdivided prior to or at closing.

Features

  • Bedrooms: 6
  • Lot Size: 100 x 105
  • Laundry: In Garage
  • Year Built: 1982
  • Garage: 1-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,055
  • Acreage: 0.24
  • Lot Size: 100 x 105
  • Est. Taxes: $9,298
  • Lot Desc: Street Dead-End
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: FC317668
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC317668/16ewingstreet_saintaugustinebeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/18/2026 7:47:08 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Nadine ChikuniSales Associate

203.451.4636

Nadine.Chikuni@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

16 EWING STREET, Saint Augustine Beach, FL, 32080

$899,000

Nadine Chikuni

Sales Associate

William Raveis Real Estate

Phone: 203.451.4636

Nadine.Chikuni@raveis.com

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.110% 6.097%
Monthly Tax Payment $775 $775 $775
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,197 $4,312 $6,021
Total Monthly Payment $5,064 $5,179 $6,888

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.