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Opportunity knocks at 109 Dove St in the heart of Ridgeland! This 3-bedroom, 1-bath home sits on a spacious 3/4-acre lot, offering incredible potential for investors, first-time buyers, or anyone looking to create their own space. With solid bones and a functional layout, this property is ready for your personal touch. Whether you're looking to renovate and hold, flip, or customize into your dream home, the possibilities here are endless. The oversized lot provides plenty of room for expansion, outdoor living, storage, or even additional structures-giving you flexibility that's hard to find at this price point. Located just minutes from downtown Ridgeland with easy access to Bluffton, Beaufort, and Savannah, this property combines small-town charm with convenient access to major coastal areas. If you've been waiting for the best value in Ridgeland, this is it. Don't miss your chance to turn this property into something special.
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Our Executive Mortgage Banker:
$179,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $143,200 | $143,200 | $143,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $824 | $917 | $1,189 |
| Total Monthly Payment | $899 | $992 | $1,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.