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Welcome to 16 Isaac Lucas Circle—an exceptionally well-designed home that prioritizes how people actually live, with true above-grade space, a flexible layout, and a rare combination of privacy and water access in one of Dover’s most desirable neighborhoods. Unlike many homes that rely on lower-level space to create a sense of size, this property offers substantial, functional living space above grade, anchored by a first-floor primary suite—ideal for long-term livability and ease of use. The main level flows seamlessly with open living, dining, and kitchen areas designed for both everyday living and entertaining, while maintaining a comfortable, well-proportioned feel throughout. Upstairs, two generously sized bedrooms each offer en-suite baths, providing privacy and flexibility for guests or family—an increasingly rare and highly sought-after feature. Set on a private lot, the outdoor space is equally compelling, offering a quiet, usable backyard with room to relax, entertain, or simply enjoy the natural surroundings. Adding to the appeal is water access suitable for boating, a unique lifestyle benefit that is often hard to find at this price point in the Seacoast market. This is a home that stands apart for its balance of layout, usability, and lifestyle—not just square footage.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/9/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,299,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,039,999 | $1,039,999 | $1,039,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $1,639 | $1,639 | $1,639 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,743 | $6,235 | $8,636 |
| Total Monthly Payment | $7,507 | $7,999 | $10,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.