3325 S INDIANA AVENUE, St. Cloud, FL, 34769 | $769,000

Discover the perfect blend of modern comfort, spacious living, and versatile income potential on this high-and-dry 2. 43-acres lot right in the heart of town. The beautifully remodeled main house features 3 bedrooms and 2 bathrooms with thoughtful upgrades throughout. A brand-new roof (2022) and updated plumbing provide peace of mind, while the gourmet kitchen impresses with high-end soft-close cabinetry, sleek quartz countertops, and newer stainless steel appliances. Both bathrooms have been completely refreshed with new shower and floor tiles. Cozy up by the handsome wood-burning fireplace in the living room or step outside to the expansive porch—ideal for entertaining family and friends in the fresh Florida air. Separate from the main home, the detached in-law suite offers 2 additional bedrooms, 1 bathroom, and its own full kitchen—all beautifully tiled for easy living. Enjoy relaxing or hosting on the suite’s spacious private patio. Between the two structures, the generous brick-paver area creates an outstanding outdoor entertaining space perfect for large gatherings, barbecues, or simply unwinding. Per county regulations, there’s even room to add another ADU and a cottage, giving you incredible flexibility for extended family, guests, or future investment. Conveniently located just minutes from Florida’s Turnpike, the VA Hospital, Lake Nona’s vibrant community, and Orlando International Airport—this property offers the rare combination of privacy, space, and unbeatable access to everything Central Florida has to offer. Whether you’re seeking a primary residence with multi-generational living options or a smart investment property, this turnkey home checks every box.

Features

  • Rooms: 3
  • Bedrooms: 5
  • Baths: 3 full
  • Laundry: In Garage
  • Year Built: 1981
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,998
  • Acreage: 2.43
  • Est. Taxes: $3,116
  • Lot Desc: In County
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: O6394790
  • Days on Market: 48 days
  • Website: https://www.raveis.com
    /prop/O6394790/3325sindianaavenue_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/30/2026 9:32:12 AM)
Listing courtesy of RE/MAX Vantage   Phone: 407-745-4980

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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3325 S INDIANA AVENUE, St. Cloud, FL, 34769

$769,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $615,200 $615,200 $615,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $260 $260 $260
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,684 $3,838 $5,068
Total Monthly Payment $4,036 $4,190 $5,420

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.