5 WINDWARD DRIVE, Flagler Beach, FL, 32136 | $229,000

Welcome to this desirable and highly sought-after 55+ community, ideally located just steps from the Intracoastal Waterway and only moments from the Atlantic Ocean. Offered fully furnished—just bring your toothbrush and start enjoying the coastal lifestyle right away! Conveniently situated off A1A, just north of Flagler Beach’s popular restaurants, shops, and local attractions, this location offers the perfect balance of coastal living and everyday convenience. This well-maintained residence features an open-concept floor plan with durable vinyl flooring throughout the living and dining areas, along with tile flooring in the kitchen. The kitchen seamlessly opens to the main living space, making it ideal for entertaining. The bedrooms are generously sized, offering both comfort and functionality. Residents enjoy a wide array of amenities designed for an active and social lifestyle, including a heated swimming pool, two fishing piers, and a waterfront park perfect for relaxing walks. The fully accessible three-story clubhouse serves as the heart of the community, featuring an exercise room, library, billiards area, party room with kitchen, large-screen TV, and dance floor. The rooftop lounge offers stunning panoramic views of the ocean and Intracoastal, creating the perfect setting for gatherings or unwinding at sunset. This pet-friendly community also welcomes your furry companions. Don’t miss your opportunity to experience the best of coastal living in this vibrant and amenity-rich community! All information deemed accurate but cannot be guaranteed. Roof 2019. Brand new 3 ton AC.

Features

  • Amenities: Cable TV, Clubhouse, Fitness Center, Maintenance, Pool, Recreation Facilities
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1986
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,332
  • Acreage: 0.09
  • Est. Taxes: $2,910
  • HOA Fee: $220 Monthly
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Number Limit, Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: V4948354
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/V4948354/5windwarddrive_flaglerbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/23/2026 5:40:29 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Meg FreemanSales Associate

203.856.6977

Meg.Freeman@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5 WINDWARD DRIVE, Flagler Beach, FL, 32136

$229,000

Meg Freeman

Sales Associate

William Raveis Real Estate

Phone: 203.856.6977

Meg.Freeman@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $183,200 $183,200 $183,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.403% 6.431% 5.668%
Monthly Tax Payment $243 $243 $243
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,097 $1,128 $1,485
Total Monthly Payment $1,414 $1,445 $1,802

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.