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Welcome to your new Garden Villa—one of only THREE courtyard villas in the highly sought-after Victoria Gardens, a rare opportunity that seldom comes to market. Built by Shea Homes, the popular “Iris” model offers a unique layout that blends indoor and outdoor living, making it feel as though you have just as much space outside as inside. Enjoy maintenance-free living, with the HOA covering roof replacement, exterior painting, and grass/hedge trimming—giving you peace of mind and more time to enjoy your home. This thoughtfully designed 2-bedroom, 2-bath home with a built-in desk is perfect for remote work or flexible living. Roof and HVAC were replaced in 2025! Energy-efficient features include Low-E double-pane insulated windows, spray foam insulation on exterior walls, a radiant barrier in the attic, and a tankless gas water heater. The home shows like a model and has been meticulously maintained. Interior upgrades include premium vinyl flooring in the main living areas with 5-inch baseboards, laminate flooring in the bedrooms, and plantation-style shutters throughout. The kitchen is both stylish and functional, featuring professionally painted white cabinetry with crown molding, under and over-cabinet lighting, granite countertops, a large breakfast bar, and black and stainless steel appliances. The spacious primary suite includes a large walk-in closet and an en-suite bath with a raised-height double vanity and a glass-enclosed shower with a built-in seat. Step outside to your 16' x 8' screened, covered patio with pull-down shades—perfect for relaxing or entertaining—overlooking a fenced backyard. Additional highlights include: Paver driveway and walkway, oversized 1 1/2 car garage. Residents of Victoria Gardens enjoy exclusive access to a private clubhouse, along with HOA-covered lawn care, cable TV, internet, irrigation, and full use of community amenities. Conveniently located less than one mile from I-4, this home provides easy access to Orlando (approximately 30 minutes), the east coast beaches, and three international airports within an hour.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$357,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $286,000 | $286,000 | $286,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $107 | $107 | $107 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,715 | $1,784 | $2,356 |
| Total Monthly Payment | $1,897 | $1,966 | $2,538 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.