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Proctor - Home to historic landmarks like Wilson Castle, the Proctor Free Library, Carriage Trails, and the beloved Proctor Pool, this charming town offers both beauty and community spirit. This well maintained home is tucked into a desirable neighborhood and sits on a landscaped lot that includes a stone retaining wall and privacy fence. The kitchen, featuring white cabinetry, granite countertops, tile backsplash, and KitchenAid gas cook-top opens to a dining area big enough to gather with friends and family and connects to the living room with a large west facing picture window, built-ins, all with oak hardwood flooring and cooled by centrally located mini split. Totaling four bedrooms, 2. 5 baths, the home includes a large primary bedroom, with three closets with a private bath. As characterized by the raised ranch, a style of home with finished living space below the main floor, the lower level offers a carpeted family room, a separate office with built-ins, and a dedicated workshop. This well maintained home has vinyl replacement windows, vinyl sided exterior, and is generator set and ready with Reliance ProTran transfer switch so you'll never be with out power. The attached garage - a must for living in Vermont - offers extra storage space. Enjoy outdoor living on your private back deck, with awning, that opens to a nice lawn complete with a handy storage shed to hold all your lawn and gardening tools. A well-regarded local school system and recreational opportunities make this an ideal place to call home.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/27/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $368 | $368 | $368 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,937 | $2,017 | $2,691 |
| Total Monthly Payment | $2,380 | $2,460 | $3,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.