1982 SOMERSET AVENUE, The Villages, FL, 32162 | $379,000

NEW ROOF AND WATER HEATER 2025, HVAC 2022, BOND PAID IN FULL! Your dream retirement awaits in THE VILLAGES, FLORIDA and best of all, there is NO BOND! Welcome to a stunning 3 Bedroom, 2 Bath home ideally positioned on a spacious corner lot in the highly desirable VILLAGE OF WINIFRED, where the lifestyle is as impressive as the home itself. This vibrant golf cart community invites you to enjoy mornings by the pool, afternoons on championship or executive golf courses, and evenings filled with live entertainment at the town squares, all just a short golf cart ride from your front door. With recreation centers, exceptional dining, and endless shopping and activities nearby, every day feels like a vacation. Step inside and you’ll immediately appreciate the elegance and comfort this home offers. Gleaming HARDWOOD Floors flow beautifully throughout the main living areas, complemented by TILE in the wet areas and plush carpeting in the guest bedrooms. CROWN MOLDING adds a refined touch throughout, while a newer HVAC system installed in (2022) ensures year round comfort. Major updates provide peace of mind, including NEW ROOF (2025) and NEW WATER HEATER (2025). Inside laundry room. Outside, the professionally landscaped yard creates a private, tranquil setting, enhanced by a lush privacy hedge in the rear. Whether you’re relaxing or entertaining, you’ll love the SCREENED LANAI with BRICK PAVERS and the charming patio featuring a PERGOLA perfect for enjoying Florida’s beautiful weather. To make your move even easier, the FURNITURE and GOLF CART with newer batteries and a drip system are included allowing you to start living the lifestyle you’ve been dreaming of. Opportunities like this don’t come along often. Come experience the energy, convenience, and excitement of life in The Villages, Florida! Schedule your private showing today before this exceptional home is gone.

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Gated, Golf Course, Pickleball Court(s), Playground, Pool, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2004
  • Garage: 2-car
  • Heating: Central, Natural Gas, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,404
  • Acreage: 0.16
  • Est. Taxes: $3,676
  • HOA Fee: $205 Monthly
  • Lot Desc: Corner Lot
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM722473
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/OM722473/1982somersetavenue_thevillages_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2026 12:49:45 AM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-233-2200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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1982 SOMERSET AVENUE, The Villages, FL, 32162

$379,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $303,200 $303,200 $303,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $306 $306 $306
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,745 $1,941 $2,518
Total Monthly Payment $2,126 $2,322 $2,899

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.