|
Welcome to your slice of Florida living in desirable South Gate Ridge! This beautifully maintained 2-bedroom, 2-bath home at 4478 Coco Ridge Circle offers comfort, functionality, and an unbeatable central Sarasota location.
Step inside to discover a light and bright interior featuring an open layout, tile flooring throughout (no carpet), and a thoughtfully updated kitchen with granite countertops, stainless steel appliances, and ample storage. The home also features re-lined cast iron pipes, and hip roof on the house (garage roof is tapered), permitted hurricane window panels and storm protection, providing peace of mind year-round.
Enjoy the convenience of an oversized one-car garage, in-. home laundry, and multiple storage options including pantry and utility space and back yard shed. The spacious screened lanai creates the perfect setting for relaxing or entertaining, while the fully fenced backyard offers privacy along with garden space and room for pets.
Situated in desirable flood zone X and with no HOA restrictions, this property provides flexibility and affordability. The location is hard to beat just minutes to shopping, dining, top-rated schools, and a short drive to world-famous Siesta Key beaches and vibrant downtown Sarasota.
Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this move-in-ready home checks all the boxes.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,200 | $287,200 | $287,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $326 | $326 | $326 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,720 | $1,792 | $2,345 |
| Total Monthly Payment | $2,121 | $2,193 | $2,746 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.