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From the moment you walk in you will appreciate the bright and welcoming feel of this home in guard gated 55+ Golf community! This spacious 2 Bedroom 2 Bath home offers beautiful tile flooring throughout the main living areas, creating a seamless, modern look. The open floor plan offers plenty of room to enjoy family or just spend a quiet evening. Inside you'll appreciate the vaulted ceilings and the openness of the Great Room and Dining Room. Kitchen features stainless appliances that are included, Granite countertops, abundant wood cabinets, bar stool countertop. Storage shouldn't be a problem in this home because it has a pantry and a laundry room. The primary bedroom offers a large walk-in closet and ensuite. The screened patio off the kitchen is perfect for enjoying the evening without being bothered by bugs. The landscape is immaculate; an irrigation system to keep the lawn and plants watered all included in the HOA fees from lawn cutting, mulching, sprinkler repair and water. Exterior of home is budgeted in HOA fees for repainting every 5-7 years. There is plenty to appreciate about this home and it is centrally located with a short drive to shopping, entertainment, waterfront, and dining options. The Heritage Pines community is impeccably kept. The golf course is very well-maintained offering 18-hole championship golf course. This is a premier active 55+ community featuring beautiful sit-down restaurant and bar. A large resort-style heated swimming pool and spa, tennis, cards, bocce, shuffleboard, and more activities than anyone could possibly do! A HUGE fitness center with state-of-the-art fitness equipment offering many activities from Yoga to Tai Chi, a beautiful billiards room, and an amazing card room. Heritage Pines offers a variety of amenities for residents.
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Our Executive Mortgage Banker:
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$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $212,000 | $212,000 | $212,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $229 | $229 | $229 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,237 | $1,288 | $1,718 |
| Total Monthly Payment | $1,541 | $1,592 | $2,022 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.