27 Ocean Trace Rd, Saint Augustine, FL, 32080 | $1,099,000

Opportunities like this are rare—East of A1A, just 0. 3 miles to toes in the sand, and set on a street with a sidewalk that leads you straight to the beach. Welcome to your slice of St. Augustine Beach, where the focus is on effortless coastal living and unbeatable beach access. This fully renovated 3-bedroom, 2-bath single-level ranch home offers 1, 908 square feet of beautifully updated space designed for comfort, ease, and everyday enjoyment—no stairs, just simple living. What truly sets this property apart is the lifestyle. Step outside and head straight to the beach in minutes—morning walks, sunset strolls, and spontaneous beach days become part of your daily routine. This is not your typical beach house—it offers a rare sense of privacy and calm, creating a setting that feels like a private coastal retreat. There’s an unmistakable vacation-like, resort-style feel here—relaxed, peaceful, and just a little bit removed from the ordinary. It’s the kind of place where every day feels like you’re away. Inside, the home has been completely reimagined with a clean, thoughtful design and effortless flow. Every space feels intentional—open where you want connection, and private where you need it. The sunroom adds a light-filled retreat, perfect for unwinding after a day at the beach or creating a flexible work-from-home space. Outside, the property is designed for low-maintenance living, ideal for those who want to spend more time enjoying the beach and less time on upkeep. With no HOA an oversized driveway, and a xeriscape no-mow yard, there’s flexibility and ease built into everyday life. Located close to the beach and everyday conveniences, this home offers a unique combination of walkability, simplicity, and coastal charm that’s increasingly hard to find. Walk to the beach. Live with ease. Enjoy the privacy. This is coastal living—elevated.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 12197
  • Year Built: 1984
  • Approx Sq. Feet: 1,908
  • Acreage: 0.28
  • Lot Size: 12197
  • Est. Taxes: $7,938
  • MLS#: 261819
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/261819/27oceantracerd_saintaugustine_fl?source=qrflyer
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Listing courtesy of Keller Williams Realty Atlantic Partners St Augustine

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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27 Ocean Trace Rd, Saint Augustine, FL, 32080

$1,099,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $879,200 $879,200 $879,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.235% 6.183%
Monthly Tax Payment $662 $662 $662
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,131 $5,342 $7,419
Total Monthly Payment $5,918 $6,129 $8,206

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.