31 Circle Lane, Bay Shore, NY, 11706 | $769,990

Welcome to this beautifully maintained traditional Colonial Home set on a magnificent oversized property with a Country Club backyard. Enjoy sunny days in your oversized above ground pool while sipping refreshments at the Tiki Bar. Features of this lovingly cared for home include: Maintenance free Vinyl Siding, oversized 6 car driveway with custom pavers, 4 generous sized bedrooms including a separate En Suite Primary Bedroom, charming formal dining room with decorative moldings, sunken den, eat-in-kitchen, separate laundry area, formal living room with brick wall fireplace, Anderson sliding door to deck, hardwood floors, 1. 5 car garage with new door, 8 zone sprinkler system and more.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Style: Colonial
  • Year Built: 1968
  • Garage: 1.5-car
  • Heating: Baseboard, Hot Water, Natural Gas
  • Cooling: Multi Units
  • Basement: Unfinished
  • Approx Sq. Feet: 1,827
  • Acreage: 0.31
  • Est. Taxes: $12,364
  • Lot Desc: Back Yard, Cleared, Front Yard, Garden, Landscaped, Level
  • Elem. School: Mary G Clarkson School
  • Middle School: Bay Shore Middle School
  • High School: Bay Shore Senior High School
  • School District: Bay Shore
  • Pool: Above Ground
  • Appliances: Dishwasher, Dryer, Gas Range, Refrigerator, Washer, Gas Water Heater
  • MLS#: 978293
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/978293/31circlelane_bayshore_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Alyson TheranSales Associate

617.797.7321

Alyson.Theran@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Andrew van DykVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 23716

781.490.5670

Andrew.vanDyk@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartRegional Sales Manager, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

31 Circle Lane, Bay Shore, NY, 11706

$769,990

Alyson Theran

Sales Associate

William Raveis Real Estate

Phone: 617.797.7321

Alyson.Theran@raveis.com

Andrew van Dyk

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 781.490.5670

Andrew.vanDyk@raveis.com

NMLS Mortgage Loan Originator ID 23716

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $615,992 $615,992 $615,992
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.403% 6.431% 5.668%
Monthly Tax Payment $1,030 $1,030 $1,030
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,689 $3,793 $4,992
Total Monthly Payment $4,811 $4,915 $6,114

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.