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Presented by
Kimmi DeKlyn |
407 RUSTIC Road, Satsuma, FL, 32189 | $259,000
Boat days. Fishing mornings. Quiet nights under the stars. This is the lifestyle waiting for you at 407 Rustic Rd in Satsuma.
Dunn's Creek is just down the road and leads straight into the St. Johns River. Spend your weekends on the water, then head home to peace and quiet.
You're also just minutes from Dunns Creek State Park, where you can horseback ride, bike, and take in Florida's natural beauty. Need to get into town? Downtown Palatka is about 8 minutes away with shopping, restaurants, and local events.
Built in 2024, this Carmen model features 3 bedrooms, 2 bathrooms, and a 1-car garage, sitting on a beautiful lot with a private, peaceful backyard.
There's still room to make it your own. Add a small pool, a she-shed, or a play area.
Inside, you'll find:
• 9-foot ceilings
• LVP flooring throughout
• Granite countertops
• Stainless steel appliances
• Soft-close cabinetry
• Upgraded lighting package
NEVER LIVED IN! Clean. Well-built. Structural warranty. Move-in ready!
Features
- Bedrooms: 3
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Washer Hookup
- Style: Traditional
- Year Built: 2024
- Garage: 1-car
- Heating: Central, Electric
- Cooling: Central Air, Electric
- Approx Sq. Feet: 1,481
- Acreage: 0.23
- Est. Taxes: $4,640
- Appliances: Dishwasher, Electric Range, Ice Maker, Microwave, Refrigerator
- MLS#: 2139575
- Days on Market: 16 days
- Website: https://www.raveis.com
/prop/2139575/407rusticroad_satsuma_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Kimmi DeKlynSales Associate
503.507.3524
Kimmi.DeKlyn@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
407 RUSTIC Road, Satsuma, FL, 32189
$259,000
Kimmi DeKlyn
Sales Associate
William Raveis Real Estate
Phone: 503.507.3524
Kimmi.DeKlyn@Raveis.com
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $207,200 | $207,200 | $207,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.398% | 5.595% |
| Monthly Tax Payment | $387 | $387 | $387 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,209 | $1,276 | $1,679 |
| Total Monthly Payment | $1,671 | $1,738 | $2,141 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388