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MOVE IN READY AT A FANTASIC PRICE! — IDEAL FOR INEXPENSIVE YEAR-ROUND OR SEASONAL LIVING!
Don’t miss this opportunity to own a charming and surprisingly spacious 1-bedroom, 1-bath cottage featuring a living room, dining room, eat-in kitchen, and a bonus air-conditioned Florida room. Much of the home has beautiful real wood floors. The kitchen and bathroom have been updated. There was no damage from the 2024 storms. Thoughtfully designed for comfort and flexibility, this inviting home can easily accommodate up to five guests overnight. It currently can sleep 5 by using a queen bed in the bedroom, a sleeper sofa in the living room, and a twin bed in the Florida room—perfect for hosting family and friends. The dining area comfortably seats 4–6, while the kitchen offers additional casual dining space for 4. A converted garage adds even more value, featuring a dedicated laundry area, workshop and storage. Located in the historic Braden Castle Park, a quaint and friendly 55+ waterfront community established in 1924. Residents enjoy scenic water views, direct water access, and a charming fishing pier—perfect for soaking in the Florida lifestyle. Rich in history, the community originated around the Braden family’s grand estate, now known as Braden Castle Park. Can you believe this can be yours for under $142K —only 12 miles from the beautiful beaches of Anna Maria Island! Conveniently located near shopping, dining, and I-75, this home offers the perfect balance of tranquility and accessibility. Boat slip rental is only $300 yr, private fishing dock, HOA $400 yr, Hot water tank replaced 2025. HVAC & metal roof replaced in 2009. This is a very active community with social events and a library. Perhaps another bedroom could be added in the garage, with proper permitting. This is your incredible opportunity to own an affordable slice of paradise! Furnishings available as a separate purchase.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$141,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $113,520 | $113,520 | $113,520 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $155 | $155 | $155 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $681 | $708 | $935 |
| Total Monthly Payment | $911 | $938 | $1,165 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.