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284 Sergeant Jasper Circle, Ridgeland, SC, 29936 | $525,000
Better-than-new opportunity in Hearthstone Lakes! Newer construction, this move-in-ready home offers all the benefits of new construction-without the wait. Thoughtfully enhanced with valuable upgrades including a screened lanai, custom paver patio with fire pit, privacy fence, gutters, tiled backsplash, epoxy-coated garage and front porch, custom primary closet, and more-delivering exceptional value from day one. One of the larger floor plans in the community, this home features an open-concept layout designed for modern living, with a seamless flow between the kitchen, dining, and living spaces. Lightly lived in and meticulously maintained, it shows like new and is truly move-in ready. Additional highlights include a new garage door (2026) and added HVAC zoning upstairs for improved comfort and efficiency. Located in the heart of the Lowcountry, in Hardeeville, near Okatie and Bluffton with convenient access to Savannah, and Hilton Head Island. Set within a fully built-out community, offering a more established neighborhood feel.
Features
- Amenities: Clubhouse,Fitness Center,Pool
- Bedrooms: 4
- Baths: 2 full / 1 half
- Development: Hearthstone Lakes
- Year Built: 2023
- Garage: 2-car
- Heating: Central,Electric,Heat Pump
- Cooling: Central Air,Electric,Heat Pump
- Approx Sq. Feet: 2,657
- Acreage: 0.26
- Lot Desc: 1/4 to 1/2 Acre Lot
- View: Landscaped
- Appliances: Dishwasher,Disposal,Microwave,Range,Refrigerator
- MLS#: 507362
- Website: https://www.raveis.com
/prop/507362/284sergeantjaspercircle_ridgeland_sc?source=qrflyer
We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. All area measurements and calculations are approximate and should be independently verified. Data may be subject to transcription and transmission errors. Accordingly, the data is provided on an "as is" "as available" basis only and may not reflect all real estate activity in the market. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.Listing courtesy of Lowcountry Live Oak Realty Phone: 843-384-1685
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
284 Sergeant Jasper Circle, Ridgeland, SC, 29936
$525,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,484 | $2,552 | $3,404 |
| Total Monthly Payment | $2,576 | $2,644 | $3,496 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484