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Welcome to 6641 Ramoth Drive, ideally situated in one of the area's most sought-after coastal communities. This 3-bedroom, 3 full bathroom home offers 1, 760 square feet of living space & is full of potential for a buyer ready to add their personal touch. With some TLC, this property can truly shine as a stunning island retreat. Major updates have already been taken care of, including a newer roof (2022), new windows (2023), new HVAC (2024), updated electrical panel, & a Generac generator (2023) for added peace of mind. Inside, you'll find newer flooring in most areas, while outside features include a fenced backyard, full irrigation system, impressive canopying oak trees, & a 2-car attached garage. to expand your footprint to nearly a full acre with river views - perfect for a private compound, guest home, or additional storage for all your toys. With no HOA, bring your boats, RVs, & more! Located less than 20 minutes to Jacksonville International Airport & Amelia Island, under 10 minutes to the beach, & just minutes from multiple public boat ramps, this location is ideal for enjoying the best of coastal living. You'll also love the proximity to popular waterfront restaurants & all the charm the area has to offer. Property is on well and septic. Don't miss this unique opportunity to create your dream lifestyle - island living truly is where it's at! Home is being sold as is.
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Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $163 | $163 | $163 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,625 | $1,690 | $2,210 |
| Total Monthly Payment | $1,863 | $1,928 | $2,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.