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Set back from the road on over two picturesque acres in historic Chester, this custom-built and thoughtfully designed Saltbox Colonial offers the perfect blend of timeless New England charm and modern home comforts. Lovingly maintained by the original owner, a gracious entry leads to a cozy family room centered around the fireplace, creating a warm and welcoming atmosphere year-round. The formal living room and dining room with custom built-ins and gleaming hardwood floors is perfect for holiday gatherings or those special occasions with friends & family. The sun-filled kitchen with a center island and casual dining area leads to a private deck overlooking park-like grounds. . . ideal for outdoor entertaining. A half bath and laundry area complete the main level. Upstairs you'll find 4 bedrooms including the primary suite with its own private bath while the lower level features a bonus room and workshop. Bordered by mature trees and colorful perennials the spacious yard is ideal for gardening; a charming potting shed is perfect for all of your storage needs. A true highlight of this unique property is the 22 x 30 Country Carpenter carriage house barn/garage. Located just minutes from the Village, this quintessential New England home with seasonal views of the CT River, is close to Chester Boat Basin. . . offering easy access to boating and outdoor recreation. Whether you are looking for a full time residence or an ideal weekend retreat this is the perfect place to call home. Easement: this property has a perpetual right-of-way from Middlesex Avenue over and across a 30 ft strip of land owned by the Chester Boat Basin. Said right-of-way is for ingress and egress by foot or vehicle and the installation of utility lines from 9A (Middlesex Avenue). . . see deed for legal description. All appliances, wood stove and portable generator included shall convey in "as is" condition. House has A/C (mini-splits)-also a whole house fan on second floor. Current water tests under MLS attachments. Radon in water level within E. P. A. guidelines. Lower level finished area is approx 200 sq. ft. Carriage House Style Barn/Garage was designed by Hebron Country Carpenters. . . the home was built for current owner in 1976 by custom home builder Mario Sapia. For train enthusiasts. . . enjoy watching the Essex Steam Train slowly go by from your own private deck (seasonal). Potential horse property (non-commercial). . . zoning rules/regulations in regard to Horses and/or other livestock can be found under MLS attachments; buyers should verify with zoning.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 12.1 x 15.6 | Upper | |
| Bedroom 2 | 8.3 x 13.6 | Upper | |
| Bedroom 3 | 8.3 x 12.9 | Upper | |
| Dining Room | Built-Ins,Hardwood Floor | 14.4 x 11.7 | Main |
| Family Room | Gas Log Fireplace,Hardwood Floor | 12.1 x 15.5 | Main |
| Full Bath | 7.2 x 9.2 | Upper | |
| Half Bath | 2.8 x 5.6 | Main | |
| Kitchen | Granite Counters,Dining Area,Island,Laundry Hookup | 11.7 x 12.1 | Main |
| Living Room | Built-Ins,Hardwood Floor | 14.4 x 15.6 | Main |
| Other | Dining Area,Laundry Hookup,Sliders | 11.7 x 10.8 | Main |
| Primary BR Suite | Full Bath | 14.4 x 15.6 | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $556,000 | $556,000 | $556,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | $664 | $664 | $664 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,289 | $3,423 | $4,506 |
| Total Monthly Payment | $4,045 | $4,179 | $5,262 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.