54 Toby Circle, Merrimack, NH, 03054 | $625,000

**OFFER DEADLINE Monday 4/27 AT 5: 00PM** Welcome to 54 Toby Circle and The Ponds at Crown Point! This impeccably maintained 2019-built ranch offers effortless single-level living in one of Merrimack's most desirable communities — with a low HOA, no age restriction, and pets welcome! Step through the charming covered front porch into a sun-filled, open-concept main level featuring hardwood floors, a gas fireplace with a stunning mantel surround, and a seamless flow from living to dining to kitchen. The chef's kitchen impresses with white shaker cabinetry, granite island with bar seating, tile backsplash, stainless steel appliances, and pendant lighting. Enjoy warm weather on the private back deck. The primary suite offers plush carpet, a large walk-in closet, and a spa-inspired en-suite with a double granite vanity and tiled glass walk-in shower. A second bedroom, full guest bath with granite vanity and tub/shower combo, and a first-floor laundry closet complete the main level. Head downstairs to 1, 122 sq ft of finished walk-out lower level featuring LVP flooring, recessed lighting, barn door accents, a home office area, and flexible space for a guest suite, gym, or media room. 2-car attached garage, forced hot air, central A/C, and public water and sewer. Merrimack schools. This one has it all — move right in!

Features

  • Parking: Auto Open,Finished,Driveway,Garage,Off Street,Parking Spaces 4,Paved,Covered
  • Heating: Natural Gas,Electric,Hot Air
  • Cooling: Central AC
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: The Ponds at Crown Point
  • Year Built: 2019
  • Approx Sq. Feet: 2,498
  • Est. Taxes: $10,774
  • Lot Desc: In Town,Neighborhood
  • Elem. School: Thorntons Ferry School
  • Middle School: Merrimack Middle School
  • High School: Merrimack High School
  • School District: Merrimack Sch Dst SAU #26
  • MLS#: 5082687
  • Website: https://www.raveis.com
    /prop/5082687/54tobycircle_merrimack_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/1/2026
Listing courtesy of Keller Williams Realty-Metropolitan   Phone: 603-232-8282
Listing Agent: Tyler Costa

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

54 Toby Circle, Merrimack, NH, 03054

$625,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $500,000 $500,000 $500,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.500% 5.710%
Monthly Tax Payment $898 $898 $898
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,958 $3,119 $4,083
Total Monthly Payment $3,948 $4,109 $5,073

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.