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One or more photo(s) has been virtually staged. OWNER FINANCING AVAILABLE! Welcome to this modern coastal living condo, ideally situated just a few steps from the waterfront canal. This beautifully renovated ground-floor condo is located in the desirable Gulf Harbors waterfront community. The fully updated renovation showcases brand-new soft-close cabinets, modern stainless steel appliances, brand-new ceramic flooring along with new hurricane-impact windows and shutters. This unit is a rare find and includes convenient washer and dryer hookups located in the bedroom’s laundry closet. The AC unit was installed in 2025. The Florida room can be easily transformed into a second guest bedroom if desired. Outside, you’ll enjoy ample parking, including a reserved covered carport and additional guest spaces. The community features an impressive array of amenities and activities, such as two swimming pools (one heated), shuffleboard and bocce ball courts, billiards, and two clubhouses. Spend your days by the water observing wildlife, taking in sunsets, or walking along the private beach. With a Gulf Harbors Beach Club membership, you’ll have access to a quarter-mile stretch of beachfront on the Gulf, complete with cabanas, grills, and beautiful views. The condo association has no age restrictions, and rentals are allowed after one year of ownership. Experience exceptional Florida waterfront living—Schedule your showing today and discover this remarkable condo with unforgettable views!
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Our Executive Mortgage Banker:
Our Insurance Division:
$125,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $100,000 | $100,000 | $100,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $133 | $133 | $133 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $616 | $631 | $830 |
| Total Monthly Payment | $824 | $839 | $1,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.