42415 BIG OAK ROAD, Altoona, FL, 32702 | $380,000

Folks, listen up because this right here is the kind of property people spend YEARS trying to put together — and all the hard work has already been DONE for you!
We ain’t talking about raw land with a bunch of dreams and empty promises. No sir. We’re talking underground electric already installed! Well already drilled! Fully fenced and cross fenced with quality no-climb fencing already standing! You couldn’t build all this today for anywhere close to this value!
And hold on because it gets better!
You’ve got an approximately 20x20 carport ready for your horse trailer, your toys, your equipment — whatever you need. Then sitting there waiting for you is a beautiful 24x36 barn complete with full bathroom, washer and dryer hookups, a 12-foot roll-up door, two 12x12 stalls, tack room, and a big ol’ 12x36 covered porch where you can sit back, relax, and enjoy country living the way it was meant to be!
And folks… under roof you’ve also got a massive 20x50 RV parking area with 80 amp service already hooked up and ready to roll!
Let me paint the picture for you…
Day of closing, you pull in, unload the horses, park the trailer under the carport, back the RV into its covered parking, plug it in, kick your boots off, and start enjoying your property THAT SAME DAY!
No waiting on permits.
No calling electric companies.
No trenching.
No digging wells.
No spending weekends setting fence posts in concrete.
No shelling out a fortune building barns and running utilities.
If you had to build all this from scratch today, you’d be staring down close to $150, 000 in improvements before you ever even thought about building a home!
But here? It’s already DONE — and you get it at a discount compared to doing it yourself!
Now let’s talk about the land itself…
High and dry with a beautiful pond tucked into the northeast corner. That pond-side spot is just begging for your dream home. Imagine sitting on the back porch overlooking the water while your front porch looks out across your fenced pasture and animals grazing under the shade trees.
Three paddocks already divided out. Great grass. Shade for livestock. Room for a riding arena. Room for gardens. Room for your homestead dreams!
Horses? Perfect.
Goats? Absolutely.
Sheep? Bring ’em.
Weekend retreat? Ready now.
Homestead lifestyle? Just add the house.
Need space for your business or workshop? Barn’s waiting on you!
And let me tell you folks — compare this to raw land and the numbers don’t lie. Raw land may look cheaper at first glance, but after electric, well, septic, fencing, concrete, permits, barns, labor, and headaches, you’ll spend FAR more money and lose a whole lot of time and patience getting to where this property already is TODAY.
This one lets you skip the struggle and start enjoying country living immediately!
Folks, properties set up like this are rare, expensive to duplicate, and hard to replace. This is the kind of deal smart buyers jump on before somebody else beats them to it!

Features

  • Lot Size: 495 x 316 x 257 x 150 x 239 x 190 x 376
  • Lot Desc: Buildable, Cleared, In County, Irregular Lot, Level, Oversized Lot, Pasture, Room For Pool, Rural, Zoned for Horses
  • View: Water
  • Elem. School: Umatilla Elem
  • Middle School: Umatilla Middle
  • High School: Umatilla High
  • Pet Policy: Yes
  • MLS#: O6396644
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /prop/O6396644/42415bigoakroad_altoona_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/1/2026 6:29:28 AM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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42415 BIG OAK ROAD, Altoona, FL, 32702

$380,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $304,000 $304,000 $304,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,821 $1,897 $2,504
Total Monthly Payment $1,896 $1,972 $2,579

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.