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Save thousands in your first year of owning by using Seller's preferred lender. Lock your rate before June 30th, 2026 & receive a FREE temporary 1-0 buy-down, making your interest rate 1% lower for your first year of payments.
Experience elevated living in this impeccably maintained 4BR, 3BA home with a 3-car garage, sited on a peaceful preserve lot in sought-after Cross Creek North. Every detail has been thoughtfully upgraded for effortless, turn-key living: freshly painted interior, brand-new carpet in all bedrooms, wood-look tile in the main living areas, whole-house gutters, epoxy-finished garage floor, and Closet by Design organizers in every closet for luxurious, built-in storage.
The chef-ready kitchen shines with quartz countertops, 42'' cabinets, and a full suite of included appliances -- truly move-in ready from day one. Modern conveniences abound with all-new ceiling fans, faucets and shower heads, plus a brand-new washer & dryer included, so laundry day feels like an up upgrade, not a chore. The flat-screen TV is professionally mounted, for a clean, seamless look.
Enjoy indoor/outdoor living on the screened patio overlooking the fully fenced backyard with pristine Zoysia turf front and back and full irrigation -- tranquil preserve views complete this private retreat, perfect for family time, play, and effortless entertaining.
Community amenities rival a resort: boat/RV parking, community pools, splash pad, playground, pickleball and volleyball courts, fitness center, and a dog park. Cross Creek is conveniently minutes from Fleming Island's shopping and services, and NAS JAX is a quick 25-minute drive. Zoned for top-rated schools, this home is a rare combination of smart upgrades, storage, curb appeal, and lifestyle -- with all appliances (including the new washer & dryer) already in place.
Don't miss this turnkey Cross Creek North gem -- schedule your private showing today and start enjoying elevated, effortless living from the moment you move in.
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Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$419,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $335,920 | $335,920 | $335,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $668 | $668 | $668 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,068 | $2,123 | $2,790 |
| Total Monthly Payment | $2,811 | $2,866 | $3,533 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.