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Rare opportunity - Detached 1771 sq. ft. unit featuring a first floor bedroom located in a 55 + community. Bright, sun-filled open concept layout offering hardwood floors new in 2014 throughout the first level. Livingroom offer a gas fireplace accented with a c-top window above, complimented by two additional windows. French doors flow into a heated and air-conditioned porch with new ceramic tile flooring, updated privacy blinds & ceiling fan. Porch opens to a 18x14 Trex deck new in 2014. Kitchen features a 3 - seat breakfast bar, granite counter tops, new er Frigidaire oven and range, Whirlpool refrigerator, dishwasher, garbage disposal. Plenty of cabinet space - pantry cabinet with pull out draws, a spice rack cabinet, pull out draws for pots & pans, lazy susan. . . . . It opens to a generously sized Dining room ideal for entertaining. First floor bedroom has a spacious 10x9 full bath, double closets with shelving and wood floor. Upper-level offer additional 2 bedrooms with new vinyl wood flooring in 2023, plenty of storage space with 3 good size closets and walk in Attic. Full bath with linen closet, new countertops and fixtures.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Engineered Wood Floor | 13.0 x 13.0 | Upper |
| Bedroom 2 | Walk-In Closet,Engineered Wood Floor | 12.0 x 13.0 | Upper |
| Dining Room | 9 ft+ Ceilings,Combination Liv/Din Rm,Hardwood Floor | 11.0 x 14.0 | Main |
| Kitchen | Remodeled,Breakfast Bar,Granite Counters,Pantry,Hardwood Floor | 11.0 x 12.0 | Main |
| Living Room | Cathedral Ceiling,Ceiling Fan,Combination Liv/Din Rm,Gas Log Fireplace,Hardwood Floor | 13.0 x 19.0 | Main |
| Primary Bedroom | Full Bath,Stall Shower,Walk-In Closet,Hardwood Floor | 14.0 x 15.0 | Main |
| Sun Room | Remodeled,Tile Floor | 10.0 x 13.0 | Main |
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William Raveis Real Estate
Phone: 888.699.8876
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $419,920 | $419,920 | $419,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $572 | $572 | $572 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,484 | $2,586 | $3,403 |
| Total Monthly Payment | $3,148 | $3,250 | $4,067 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.