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Bostonian Model Villa in On Top of the World Ocala offering 1, 748 square feet, a 2-car garage, private backyard, Florida room under heat and air, and updated windows, all priced at $199, 000. This well-maintained home presents a rare opportunity for buyers seeking space, storage, and move-in ready condition under $200K in OTOW.
The interior features neutral paint, crown molding, recessed lighting, and no popcorn ceilings in the living space, creating a clean and updated feel. Tile flooring is featured in the kitchen, laminate flooring runs throughout the main living areas and bedrooms, and the bathrooms are finished with durable linoleum flooring.
The kitchen includes Corian countertops, pullouts in all cupboards, abundant cabinetry, and a salt water filtration system. The washer and refrigerator were replaced in February 2026. Most furnishings can be included, offering a convenient, move-in ready option for buyers. The Murphy bed in the spare bedroom conveys, providing flexibility for guest or office use.
The updated primary bathroom features dual sinks and tasteful finishes. Additional updates include an AC & roof replaced in 2023. The garage offers epoxy flooring, built-in storage, new springs on the garage door, and pull-down attic stairs with lighting for added storage.
Outdoor living is enhanced by a Florida room under air, an additional screened room, and an open rear patio. Mature privacy shrubs create a peaceful and private backyard setting.
Villa living includes exterior maintenance, allowing for a low-maintenance lifestyle while enjoying the resort-style amenities On Top of the World offers, including golf courses, heated pools, fitness centers, restaurants, clubs, and golf-cart access to shopping and medical offices.
At $199, 000, this Bostonian villa combines size, updates, privacy, and flexibility, making it a strong value in today’s OTOW market.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,200 | $159,200 | $159,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $81 | $81 | $81 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $980 | $1,005 | $1,322 |
| Total Monthly Payment | $1,136 | $1,161 | $1,478 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.