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Welcome to 482 Spectrum Road, a turnkey 3-bedroom, 2. 5-bathroom home nestled in the sought-after Magnolia at Cane Bay. From the moment you arrive, you're greeted by low-maintenance landscaping that sets the tone for easy living. Step inside to a welcoming foyer that flows seamlessly into a light-filled, open-concept living space designed for both comfort and style. The kitchen serves as the heart of the home, showcasing rich brown cabinetry, granite countertops, a classic subway tile backsplash, stainless steel appliances, and a spacious island perfect for gathering. Just beyond, the eat-in dining area offers the ideal setting for both everyday meals and entertaining. The living area is filled with natural light and overlooks your fenced backyard, creating a warm and inviting atmosphere. Step outside and enjoy Lowcountry summers from your screened-in porch and extended concrete patio--perfect for relaxing or hosting friends and family. Upstairs, a versatile loft welcomes you and leads into the private primary suite. This peaceful retreat features tray ceilings, abundant natural light, and a well-appointed en suite bathroom with dual vanities, a walk-in closet, and a large tiled walk-in shower. Two additional bedrooms, a full guest bathroom, and a conveniently located laundry room with added cabinetry complete the second floor. Enjoy year-round Lowcountry living in this truly move-in ready home. Living in Magnolia at Cane Bay means access to resort-style amenities including a community pool, playground, scenic walking trails, and open green spaces. With Cane Bay's golf cart-friendly lifestyle, you're just minutes from shopping, dining, and everyday conveniences, along with the nearby Cane Bay YMCA offering fitness facilities, sports courts, and more.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$348,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $278,800 | $278,800 | $278,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,717 | $1,760 | $2,315 |
| Total Monthly Payment | $1,792 | $1,835 | $2,390 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.