12163 STIRRUP DRIVE, Dade City, FL, 33525 | $450,000

Welcome to this stunning 4 bedroom, 3 bathroom residence in the sought-after Hilltop Point community. A beautiful, open-concept home, boasting 2, 711 square feet of stylish and functional living space, with a floorplan no longer available in this community! From the moment you walk in, you'll love the open layout with spacious living areas and brilliant quartz countertops that make the kitchen shine. The highly desirable floor plan offers a first floor bedroom and a full bath, providing the perfect setup for guests, a private home office, or a flexible living space. There is also a loft space for entertaining upstairs as well. All of the upstairs bedrooms have generous space with walk-in closets. Step outside to your fully fenced backyard, ideal for entertaining, relaxing, or just enjoying Florida evenings at home. The beautiful community of Hilltop Point features a community pool, dog park, community playground, and scenic walking trails with wide sidewalk paths throughout. All of this with NO CDD & a low HOA. Just minutes to Mirada Lagoon, shopping, stunning state parks, and quick access to I-75, making commuting a breeze. Ready to make this dream home yours? Schedule your private tour today!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2024
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,711
  • Acreage: 0.16
  • Est. Taxes: $9,351
  • HOA Fee: $165 Annually
  • Elem. School: Pasco Elementary School-PO
  • Middle School: Centennial Middle-PO
  • High School: Pasco High-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator
  • MLS#: TB8490388
  • Days on Market: 27 days
  • Website: https://www.raveis.com
    /prop/TB8490388/12163stirrupdrive_dadecity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/2/2026 2:14:37 AM)
Listing courtesy of PROPERTY HOLDINGS REALTY GROUP   Phone: 941-704-8059

William Raveis Family of Services

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Customer Service

888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12163 STIRRUP DRIVE, Dade City, FL, 33525

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $779 $779 $779
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,156 $2,246 $2,965
Total Monthly Payment $3,010 $3,100 $3,819

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.