321 Blue Jay Lane, Bluffton, SC, 29909 | $475,000

Tucked inside the vibrant gated community of Sun City Hilton Head, this 2021 Hallmark-built home at 321 Blue Jay Lane offers a refined blend of Lowcountry charm and modern, low-maintenance living. From the moment you step inside, the open layout and natural light create an inviting sense of space and ease. Thoughtful upgrades enhance the home throughout, including upgraded lighting and a custom kitchen island that elevates both function and style. The kitchen serves as the centerpiece of the home, featuring stainless steel appliances, granite countertops that connects seamlessly to the main living area-ideal for both quiet mornings and casual entertaining. Sliding glass doors extend the living space outdoors to a screened porch and patio, offering a relaxed setting to enjoy coastal breezes and warm Carolina evenings. Designed on a single level, the home includes 3 bedrooms and 2 bathrooms with a layout that balances comfort and flexibility. The primary suite provides a peaceful retreat and a spacious walk-in closet with custom shelving and drawers. Two additional bedrooms offer versatile options for guests or use for a home office, hobbies, adapting easily to your lifestyle. A standout feature is the extended epoxy-finished garage, delivering a clean, durable, and polished space ideal for storage, work out room or a workshop setup. Life in Sun City Hilton Head is centered around connection and activity, with access to golf, indoor and outdoor pools, fitness centers, walking trails, clubs, and on-site dining. And when it's time to explore beyond the community, the beaches, shops, and restaurants of Hilton Head Island are just a short drive away. Move-in ready and thoughtfully upgraded, this home delivers the perfect combination of comfort, convenience, and the relaxed Lowcountry lifestyle.

Features

  • Amenities: Bocce Court,Clubhouse,Dog Park,Fitness Center,Fire Pit,Gas,Golf Course,Pickleball,Pool,RV/Boat Storage,Restaurant,Guard,Tennis Court(s)
  • Bedrooms: 3
  • Baths: 2 full
  • Style: One Story
  • Development: Sun City/Riverbend
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Gas
  • Cooling: Central Air,Electric
  • Approx Sq. Feet: 1,581
  • Acreage: 0.13
  • Lot Desc: < 1/4 Acre
  • View: Landscaped,Trees/Woods
  • Adult Communities: Yes
  • Appliances: Dryer,Dishwasher,Disposal,Gas Range,Microwave,Oven,Refrigerator,Self Cleaning Oven,Stove,Washer,Air To Air Exchanger,Tankless Water Heater
  • MLS#: 504092
  • Website: https://www.raveis.com
    /prop/504092/321bluejaylane_bluffton_sc?source=qrflyer
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Listing courtesy of Jeans Otto Real Estate   Phone: 843-441-7011

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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321 Blue Jay Lane, Bluffton, SC, 29909

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.603% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,276 $2,399 $3,156
Total Monthly Payment $2,351 $2,474 $3,231

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.