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Presented by
Gina McDonald - Gina McDonald Team |
4 Michelle Drive, Newburgh, NY, 12550 | $450,000
Town of Newburgh remodeled three-bedroom, two bath ranch is move-in-ready. Enter through the new Anderson door with enclosed blinds to the bright living room with large picture window, gleaming hardwood floors and a pellet stove insert for the brick fireplace. The dining room has a new Anderson sliding door with enclosed blinds that lead to the sunroom and backyard and has a half wall dividing it from the updated eat in kitchen with quartz countertops, stainless steel appliances and custom tiled backsplash. The primary suite has hardwood floors, ceiling light/fan, multiple windows and full updated bath with custom tiled shower with glass enclosure. There are 2 additional bedrooms plus the main bathroom has been remodeled down to the studs. The lower level has a family room with access to the 2-car garage and entrance to the side yard. There is a large auxiliary room with the laundry area with utility sink, forced air boiler, new hot water heater, oil tank and storage galore. There is a fenced dog area off the sunroom that leads to the large sloping backyard. The home has a security system that can be transferred. Close to shopping, recreation, restaurants, schools and transportation (routes 84, 9W & NY State Thruway) Stewart International Airport and minutes to Metro North.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: Electric Dryer Hookup, In Basement, Washer Hookup
- Style: Ranch
- Year Built: 1955
- Garage: 2-car
- Heating: Electric, Forced Air, Oil
- Cooling: Ductless
- Basement: Full, Partially Finished, Storage Space, Walk-Out Access
- Approx Sq. Feet: 1,368
- Acreage: 0.97
- Est. Taxes: $5,917
- Lot Desc: Back Yard, Cleared, Front Yard, Hilly, Irregular Lot, Landscaped, Near School, Near Shops, Rolling Slope, Stone/Brick Wall
- Elem. School: Meadow Hill Global Explorations Magn
- Middle School: Newburgh
- High School: Newburgh Free Academy
- School District: Newburgh
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener Owned
- MLS#: 971853
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/971853/4michelledrive_newburgh_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Gina McDonald - Gina McDonald TeamSales Associate
860.712.8171
Gina.McDonald@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1014636
860.463.1745
Russell.Baboff@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian KellyInsurance Sales Director, William Raveis Insurance
860.655.6934
Brian.Kelly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4 Michelle Drive, Newburgh, NY, 12550
$450,000
Gina McDonald - Gina McDonald Team
Sales Associate
William Raveis Real Estate
Phone: 860.712.8171
Gina.McDonald@raveis.com
Russell Baboff
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $493 | $493 | $493 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,130 | $2,187 | $2,918 |
| Total Monthly Payment | $2,698 | $2,755 | $3,486 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535