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Miramar Beach Community Home Welcome to your coastal retreat! This beautifully remodeled home in the Miramar Beach community offers year-round enjoyment just moments from the Great South Bay. Spend your days on the beach, take in stunning sunsets, or kayak and canoe along the tranquil creek that flows to Dunton Lake and the Bay. Located between Bellport Village and Patchogue Village, south of South Country Road, this gem captures the perfect blend of relaxation and convenience. Inside, you’ll find a spacious living room that opens to an eat-in kitchen with granite countertops, stainless steel appliances, and a dining area—perfect for entertaining. The first floor also offers a full bathroom, laundry area, and a flexible bedroom or office. Upstairs, the loft-style main bedroom overlooks the living space, creating an airy and modern feel. Enjoy brand-new windows, custom window treatments, and LED lighting throughout the home. Step outside to a beautifully landscaped backyard featuring elegant stone walkways, a dedicated barbecue and entertaining area, and a fenced yard extending all the way to the creek. With low taxes and incredible natural surroundings, this home is ideal for summer getaways or year-round living. Come experience the sound of the Bay and the charm of Miramar living—this is coastal life at its best.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,999 | $399,999 | $399,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $454 | $454 | $454 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,366 | $2,463 | $3,242 |
| Total Monthly Payment | $2,895 | $2,992 | $3,771 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.