9029 SE 130TH LOOP, Summerfield, FL, 34491 | $399,900

One or more photo(s) has been virtually staged. Located in the desirable Echo Glen area of the 55+ community of Del Webb Spruce Creek Golf & Country Club, this well-maintained 3-bedroom, 2-bath home sits on a corner lot and offers a spacious and functional split floor plan designed for both comfort and entertaining.
The home features two separate living areas, including a formal living room and a family room, providing flexible space for everyday living and hosting guests. A formal dining room welcomes you just off the front entry and is accented with crown molding, adding a touch of elegance.
The open-concept kitchen is centrally located and equipped with a breakfast bar, coffee bar, and center island, offering ample space for meal prep and gathering. The layout flows seamlessly into the main living areas, making it ideal for entertaining.
The primary suite features a vaulted ceiling and carpeted flooring, creating a comfortable retreat. The primary bathroom includes tile flooring, dual vanities, a walk-in shower, and a separate soaking tub.
On the opposite side of the home, you’ll find two guest bedrooms and a second bathroom, with convenient access from one of the bedrooms, making it ideal for guests or extended stays.
A dedicated den with French doors offers additional flexible space, complete with wood flooring, built-in desk, and shelving—perfect for a home office or hobby room.
Enjoy Florida living year-round in the large screened lanai with sliding windows, providing a comfortable outdoor space to relax or entertain.
The home also features a 2-car garage with an additional golf cart garage, offering plenty of space for storage, hobbies, and the active lifestyle this community is known for.
Major update includes a NEW ROOF installed in 2023, providing added peace of mind for years to come.
This home offers the perfect blend of space, functionality, and lifestyle within one of the area’s premier active adult communities.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 89 x 98
  • Laundry: Inside
  • Year Built: 2005
  • Garage: 3-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,809
  • Acreage: 0.2
  • Lot Size: 89 x 98
  • Est. Taxes: $3,686
  • HOA Fee: $214 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: G5110412
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/G5110412/9029se130thloop_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/20/2026 3:48:43 AM)

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Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1020051

508.740.5922

Frank.Merola@raveis.com

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Our Insurance Division:

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9029 SE 130TH LOOP, Summerfield, FL, 34491

$399,900

Geoff Mackenzie

Sales Associate

William Raveis Real Estate

Phone: 508.237.8588

Geoff.Mackenzie@Raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $307 $307 $307
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,892 $1,944 $2,593
Total Monthly Payment $2,274 $2,326 $2,975

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.