|
Presented by
Burgio Sousa Team |
42 Old Colony Road, Old Lyme (Old Colony Beach), CT, 06371 | $575,000
Absolutely everything has been done! This charming, fully furnished bungalow, in the heart of Old Colony's beach community was completely renovated in 2018, blending modern luxury with timeless coastal charm. The only original features remaining is the gorgeous refinished hardwood floors and the bead-board ceilings. Every square inch of this thoughtfully designed home exudes style and functionality, perfect for relaxed beachside living. The heart of the home is a chef's kitchen, boasting sleek shaker white cabinets, sparkling quartz countertops, a chic subway tile backsplash, and stainless steel appliances. Enjoy mornings at the cozy breakfast or coffee bar, while the open, airy layout flows seamlessly into the living room and inviting front sunroom. This versatile sunroom doubles as a dining area and cozy den, bathed in natural light-ideal for entertaining or unwinding. The fully remodeled bathroom features a modern shower stall and convenient stackable laundry area. Additional upgrades include a newer roof, vinyl replacement windows, ductless AC and heat, propane on-demand hot water, an outdoor shower, and updated interior/exterior doors with stylish lighting throughout. Host unforgettable summer gatherings on the expansive rear stone pebble patio, with ample storage in the outdoor shed. Just a short walk or golf cart ride to Old Colony Beach, the iconic Pavilion, Kokomo's restaurant, and the quaint shops and charm of Old Lyme. This home offers the ultimate coastal lifestyle. Gated private security in the summer provides peace of mind. Move-in ready and brimming with upgrades, this bungalow is your perfect seaside retreat!
Features
- Town: Old Lyme
- Amenities: Security Services
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Laundry: Main Level
- Style: Cottage
- Year Built: 1920
- Garage: Off Street Parking,Unpaved
- Heating: Heat Pump,Wall Unit
- Cooling: Ductless
- Basement: None
- Above Grade Approx. Sq. Feet: 688
- Acreage: 0.06
- Est. Taxes: $5,030
- HOA Fee: $759 Annually
- Lot Desc: Level Lot
- Elem. School: Mile Creek
- Middle School: Lyme-Old Lyme
- High School: Lyme-Old Lyme
- Appliances: Electric Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24166277
- Website: https://www.raveis.com
/mls/24166277/42oldcolonyroad_oldlyme_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Remodeled,Ceiling Fan,Hardwood Floor | 10.0 x 10.0 | Main |
| Full Bath | Remodeled,Stall Shower,Laundry Hookup,Tile Floor | Main | |
| Kitchen | Remodeled,Breakfast Bar,Quartz Counters,Tile Floor | 10.0 x 12.0 | Main |
| Living Room | Remodeled,Hardwood Floor | 10.0 x 14.0 | Main |
| Primary Bedroom | Remodeled,Ceiling Fan,Hardwood Floor | 10.0 x 10.0 | Main |
| Sun Room | Remodeled,Ceiling Fan,Hardwood Floor | 6.0 x 19.0 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Burgio Sousa TeamSales Associates
860.983.0457
BurgioSousaTeam@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1014636
860.463.1745
Russell.Baboff@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
John KirkutisVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1424716
970.390.2521
John.Kirkutis@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Heidi SummaInsurance Sales Director, William Raveis Insurance
860.919.8074
Heidi.Summa@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
42 Old Colony Road, Old Lyme (Old Colony Beach), CT, 06371
$575,000
Burgio Sousa Team
Sales Associates
William Raveis Real Estate
Phone: 860.983.0457
BurgioSousaTeam@raveis.com
Russell Baboff
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
John Kirkutis
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 970.390.2521
John.Kirkutis@raveis.com
NMLS Mortgage Loan Originator ID 1424716
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $419 | $419 | $419 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,721 | $2,832 | $3,728 |
| Total Monthly Payment | $3,232 | $3,343 | $4,239 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524