This perfectly located colonial home is loaded with so many updates so you can just move in and enjoy from the very first day. The classic 2, 323 sf layout starts with a charming entry vestibule and opens to a gorgeous living room with a fireplace, formal dining room and a den with a wall of windows. A timeless eat in kitchen and powder room round out the first floor. Upstairs, there is a pretty primary suite with many custom built ins and 2 more spacious bedrooms plus a hall bath. The third floor suite is ideal for guests or an au pair. Finally, the additional 638 sf basement accommodates a gym, play area and media room and boast a second refrigerator, wine cellar and laundry. The current home owners have added so many energy saving features: the electricity is 200 AMPS, there is central air and gas heat, the house is fully insulated, there is new siding, there is a portable generator, the 2021 installed solar panels on the roof are owned (not leased) and reduce your energy costs. There is a detached garage with a long driveway, and the whole property has an automatic sprinkler system and even a maintenance free fence. The Siwanoy elementary school is a short walk away and you will have a front row seat to the Pelham Memorial Day parade! As a resident of Pelham Manor you have year round use of the Shore Park with its walking trail, grills, gazebo, playground, and picnic tables.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,220,000 | $1,220,000 | $1,220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.021% | 5.984% | 5.806% |
| Monthly Tax Payment | $2,598 | $2,598 | $2,598 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,643 | $7,217 | $10,050 |
| Total Monthly Payment | $9,366 | $9,940 | $12,773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.